Combating Money Laundering and Terrorist Financing:
Bank Secrecy Act Reporting Forms and Requirements

These forms include:

• FinCEN Form 104 - Currency Transaction Report (CTR)
• FinCEN Form 105 - Report of International Transportation of Currency or Monetary Instruments (CMIR)
• Treasury Department Form 90.22.1 - Report of Foreign Bank and Financial Accounts (FBAR)
• Treasury Department Form 90.47 - Suspicious Activity Report
• Treasury Department Form 90-22.53 - Designation of Exempt Person Form

The following FinCEN publications provide additional guidance and information to bankers:

• FinCEN FAQs - This document, published by FinCEN, provides answers to frequently asked BSA questions.
• FinCEN Guidance on Preparing a Complete & Sufficient Suspicious Activity Report Narrative - Povides guidance to SAR filers on how to organize and write narrative details of the SAR form.
• SAR Activity Review - By the numbers
• SAR Activity Review, Trends, Tips and Issues

Additional Guidance

• OCC Bulletin 2006-4 - Bank Secrecy Act/Anti-Money Laundering: Joint Statement on Sharing Suspicious Activity
• OCC Bulletin 2004-24 - Safe Harbor - Suspicious Activity Reporting: Interagency Advisory: Federal Court Reaffirms Protections for Financial Institutions Filing Suspicious Activity Reports
• OCC Bulletin 2003-27 - Suspicious Activity Report: Revised Form
• OCC Advisory 2002-8 - Department of Treasury FinCEN PATRIOT Act Communication System - FinCEN's Patriot Act Communication System (PACS) allows participating financial institutions to file Currency Transaction Reports and Suspicious Activity Reports quickly and securely over the Internet.
• OCC Bulletin 2000-24 - Interim Rule: Exemptions From the Requirement to Report Transactions in Currency
• OCC Advisory 2000-8 - Department of Treasury FinCEN PATRIOT Act Communication System: FinCEN's Patriot Act Communication System (PACS) allows participating financial institutions to file Currency Transaction Reports and Suspicious Activity Reports quickly and securely over the Internet.
• OCC Advisory 2000-3 - Bank Secrecy Act Compliance Programs - Suspicious Activity Reporting Requirements - Common BSA Compliance Deficiencies