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Alert 2008-17
Description: Executive National Bank

Fictitious Common Stock/Bond Dividend Checks of Executive National Bank, Miami, FL

To: Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel

The above-named bank has reported that fictitious common stock/bond dividend checks issued in the bank’s name and using the bank’s correct routing number of 067008155 are being presented for payment nationwide in connection with a lottery scam.

These items are fictitious, as Executive National Bank does not issue common stock/bond dividend checks. Items presented to date have been made payable in the amounts of $1,825.35 and $19,520.27. Due to possible variations in appearance of the bank’s official items and scams, it is suggested that officials of Executive National Bank be contacted to verify authenticity of any of the bank’s official items, if received from an unknown or questionable source.

The prize award winning notification correspondence accompanying the checks may contain the letterhead of “CROSSBOARD SOLUTIONS, 295 Grand Mira South Rd, Marion Bridge, NS B1K1E8, Tel: 1-902-412-8955, Fax: 1-902-412-8956.” Note that the telephone number provided originates out of Halifax, Nova Scotia, and the winning amount of $19,420.17 as discussed in the letter does not correspond to the actual amount of the fictitious item. The recipient is informed of his or her winning status of a large dollar amount in the “Deltex Wheel of Fortune” and is instructed to contact Laura Ross at 1-902-412-2131, Bobby Endfield at 1-902-412-2290, or Brenda Atkens at 1-902-412-0282. The letter states that any attempt to negotiate the check without contacting Deltex Exchange Bureau will automatically lead to the check being voided. The letter may be signed by Britney James, Award Dispatch Manager.

Included along with the letter is a Surety Bond Purchase Requisition Form containing the letterhead of “DELTEX EXCHANGE BUREAU, 115 Glenthorn Ave, Charlottetown, PEI C1A 958, Tel: 1-902-412-1454, Fax: 1-902-412-2660.” This forms requests various personal information including: name, address, telephone number, date of birth, and gender.

For additional information and guidance and to verify the authenticity of Executive National Bank’s official items, please contact Peg Tanis, Compliance Officer, 9600 North Kendall Drive, Miami, FL 33176, by telephone at (305) 459-4940, by fax at (305) 567-5848, or via e-mail at [ptanis@executivebank.com].

Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:

  • Federal Trade Commission (FTC): by telephone at 1-877-FTC-HELP or, for filing a complaint electronically, via the FTC’s Internet site at www.ftc.gov.

  • Royal Canadian Mounted Police (Canadian scams): by telephone at 1-888-495-8501 or via e-mail at [info@phonebusters.com]. Their Web site, www.phonebusters.com, provides additional contact numbers.

  • Better Business Bureau (BBB) – The BBB system serves markets throughout Canada, Puerto Rico, and the United States, and is the marketplace leader in advancing trust between businesses and consumers. The international Web site http://www.bbb.org offers contact information for local BBBs, objective reports on more than two million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.

  • Federal Bureau of Investigation (FBI) Internet Fraud Complaint Center (scams that may have originated via the Internet) at http://www.ic3.gov.

  • If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspector Service by telephone at 1-888-877-7644, by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100, or via e-mail at https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx.

Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:

E-mail:occalertresponses@occ.treas.gov
Mail:Office of the Comptroller of the Currency
Special Supervision Division, MS 6-4
250 E Street, SW, Washington, DC 20219
Fax:(202) 874-5214
Internet:http://www.occ.gov

For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at: http://www.occ.gov/topics/consumer-protection/fraud-resources/index-fraud-resources.html.

/signed/

Richard C. Stearns
Director for Enforcement & Compliance