Site Map | Text Size:
|Home||About the OCC||News and Issuances||Publications||Tools and Forms||Topics|
Subject: Counterfeit Cashier's Checks
Date: June 10, 2013
Description: F and M Bank and Trust Company
Counterfeit Cashier's Checks: F and M Bank and Trust Company, Hannibal, Mo.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 281573013 are being presented for payment nationwide in connection with a home health care job opportunity scam listed on Care.com.
The counterfeit checks resemble the authentic items but may be identified by the following: Counterfeit items are light blue in color and contain a navy blue bank logo. The following security statement is printed in the top border: “THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER.”
Counterfeit items presented to date contain a remitter name of Lynn Jack and are made payable in the amount of $3,500.
The e-mail correspondence pertaining to the overpayment scam appears to be sent from persons named Andreea Schmidiger, Kileen Chackee, Donna Pring, and Catherine Reede, although other names may be used. Each recipient of the bogus job offer is informed via e-mail that a check will be sent to him or her by a mailing agent. The recipient is then sent a counterfeit check made payable for a larger amount than what was agreed upon. The potential victim is then instructed to deduct his or her first week’s pay and wire the remaining balance to a third party in New Mexico.
For additional information and guidance and to verify the authenticity of F&M Bank and Trust Company’s cashier’s checks, please contact Joy Bishop, by mail at 505 Broadway, Hannibal, MO 63401, by telephone at (573) 221-6424, x375, or by e-mail at firstname.lastname@example.org.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick