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Alert 2013-9
Description: Central National Bank

Counterfeit Cashier's Checks: Central National Bank, Junction City, Kan.

To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel

The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 101101293 are being presented for payment nationwide in connection with a mystery shopping scam and an Internet purchase overpayment scam.

The counterfeit checks resemble the authentic items but may be identified by the following: Counterfeit items contain the following security statement in the top border: “THIS DOCUMENT HAS A GRADUATED BACKGROUND, DARK TO LIGHT. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.” The indemnity statement beneath the words “CASHIER’S CHECK” contains a gramatical error in the third line: “EVENTS.” Items presented to date have been made payable in varying amounts and contain a remitter name of Jeffery Platter.

Mystery shopping correspondence accompanying the counterfeit checks informs the recipient that he or she has been selected as an evaluator and that the enclosed check is to be used to assist with the assignment. Recipients are instructed to contact Harley Williams at Harley.willis@bluesash.net for instructions immediately following receipt of the check. There is no company letterhead on the correspondence and no telephone number listed.

The e-mail correspondence pertaining to the overpayment scam may contain the name of Kathlee Nvelner with an e-mail address of kathlee_nvelner@live.com. Recipients are informed that the payment he or she receives is going to be in excess of the price of the items being purchased. The recipient is then requested to wire the remaining balance to a third party upon receipt of the counterfeit check.

For additional information and guidance and to verify the authenticity of Central National Bank’s cashier’s checks, please contact Debbie Crooks, Vice President, Security/Fraud, by mail at 802 N. Washington, Junction City, KS 66441; by telephone at (785) 838-1998; or by e-mail at dcrooks@centralnational.com.

Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:

  • Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC’s Web site at www.ftc.gov
  • Royal Canadian Mounted Police (to report Canadian scams): by telephone at (888) 495-8501 or by e-mail at info@phonebusters.com. Its Web site, www.phonebusters.com, provides additional contact telephone numbers. 
  • Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The Web site www.bbb.org offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions. 
  • Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the Internet): Its Web site is www.ic3.gov
  • If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form at https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx.

Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to

 E-mail:occalertresponses@occ.treas.gov
 Mail:Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
 Fax:(202) 649-6450
 Web:www.occ.gov

For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/topics/consumer-protection/fraud-resources/index-fraud-resources.html.

 

Ellen M. Warwick
Director for Enforcement and Compliance