Subject: Counterfeit Cashier's Checks
Date: January 13, 2014
Description: Florida Community Bank, NA
Counterfeit Cashier's Checks of Florida Community Bank, NA, Weston, Fla.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 066016766 are being presented for payment nationwide in connection with a secret shopper scam.
While the counterfeit checks resemble the bank’s authentic items, counterfeit items may be identified by several traits. Counterfeit checks do not contain any type of border; they do contain, however, the following security statement in the top portion of the check: “WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER.” A security padlock icon is also visible on the right-hand edge of the check.
Counterfeit checks presented to date have been made payable in the amounts of $1,976 or $3,380 and include a remitter name of either Ryan Plat or Robert Harrison.
Correspondence accompanying the counterfeit checks contains the letterhead of “coraci market research, 2010 E. Randol Mill Rd, #602, Arlington, TX 76011 (571) 358-9159.” The letter informs the recipients that they have been selected for “Secret Survey” assignments. The recipients are instructed to deposit the counterfeit checks into their bank accounts using their banks’ automatic teller machines. They are further instructed to withdraw the funds after 24 hours, use the majority of the funds to purchase Green Dot prepaid cards, and send the 14-digit personal identification numbers on the cards to Ryan Plat at email@example.com.
For additional information and to verify the authenticity of Florida Community Bank, NA’s cashier’s checks, please contact Fraud Manager Melissa Favorite by mail at 2500 Weston Road, Suite 300, Weston, FL 33331; by telephone at (772) 225-5980; or by e-mail at firstname.lastname@example.org.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick