OCC Invites Comment on Proposed Rule to Change Applicability Thresholds for Regulatory Capital and Liquidity Requirements

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced it is inviting comment on a proposed rule that would establish four categories of standards and apply tailored capital and liquidity requirements for certain banking organizations with more than $100 billion in total consolidated assets. The proposal would build on the OCC’s existing practice of tailoring capital and liquidity requirements based on the size, complexity, and overall risk profile of banking organizations.

The proposal, which was developed jointly by the OCC, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation, would establish risk-based categories for determining applicability of requirements under the regulatory capital rule, the liquidity coverage ratio rule, and the proposed net stable funding ratio rule for large U.S. banking organizations.

The proposal is consistent with a separate proposal issued by the Federal Reserve that would apply certain prudential standards for large U.S. banking organizations based on the same categories.

The OCC invites comments on the proposed amendments through January 22, 2019.

Related Link

• Federal Register Notice (PDF)