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Overall Mortgage Portfolio

January — June 2008

The size of the combined national bank and thrift servicing portfolio remained stable during the reporting period, ending with more than 34.7 million loans worth more than $6.1 trillion.

The portfolio composition also remained constant at about 66 percent prime, 10 percent Alt-A, 9 percent subprime, and 15 percent other.

The “other” category includes loans for which credit scores at origination of the mortgage were unavailable. Based on other observable criteria, these reflect a mix of prime, Alt-A, and subprime loans.

Overall Mortgage Portfolio
 Jan-08Feb-08Mar-08Apr-08May-08Jun-08
Total servicing ($ millions)$6,031,026$6,049,884$6,047,044$6,089,222$6,115,185$6,122,862
Total servicing (number of loans)34,468,95534,527,55234,470,24834,626,47034,757,66334,757,314
Composition
(% of all mortgage loans in the portfolio)
Prime66%66%66%66%66%66%
Alt-A10%10%10%10%10%10%
Subprime9%9%9%9%9%9%
Other15%15%15%15%15%15%
Composition
(Number of loans in each risk category of the portfolio)
Prime22,525,14222,558,09722,622,72322,846,87122,973,52222,966,923
Alt-A3,571,1913,566,5463,566,1623,584,4263,586,9873,554,587
Subprime3,111,4093,101,8523,095,5223,103,9413,097,1973,057,029
Other5,261,2135,301,0575,185,8415,082,6465,092,1445,178,775

  Portfolio Composition - June 2008  


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