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Mutual Savings Association Advisory Committee

The history of the mutual form of ownership is as old as the industry itself, dating to the formation in 1831 of the first savings association—the Oxford Provident Building Association. By buying shares in the association and pooling their money, association members came together to realize the dreams of homeownership that had been out of reach. Free from stockholder calls for larger returns, mutual institutions still tend to be small, locally focused institutions that are woven into the fabric of the communities they serve. The OCC tailors its examination procedures and off-site monitoring systems to the unique characteristics and operations of these institutions. Mutuals continue to play an important role in providing financial services to communities across America.

2014 Joint Mutual Forum, July 24, 2014
The Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency invite executives of mutual depository institutions and stock depository institutions in a mutual holding company structure to attend the 2014 Joint Mutual Forum in Washington, D.C., on July 24, 2014.  The forum will promote the operations of mutual depository institutions and discuss industry trends. Attendees will have the opportunity to meet with executives from other mutual organizations as well as senior management from the OCC and the FDIC, including FDIC Chairman Martin J. Gruenberg and Comptroller of the Currency Thomas J. Curry.  Presentations will address the latest legislation, an economic outlook, cybersecurity challenges, and regulatory compliance updates.  Breakout sessions will focus on interest rate risk, third party relationships, and mutual holding companies.  Learn more about the 2014 Joint Mutual Forum.


Presiding Official:  Deputy Comptroller for Thrift Supervision Donna Deale

Meeting Documents

Other Documents

Office of Thrift Supervision Documents