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More resources for national banks

Employee Benefits and Retirement Plan Services

The Employee Retirement Income Security Act of 1974 (ERISA, sections 401-409) and the Internal Revenue Code are the primary sources of law governing the structure, administration, and operation of employee benefit plans. Offering retirement plan services exposes national banks to a range of risk factors, including compliance risk, reputation risk, operational risk, and strategic risk. Banks be proactive and adequately manage these risks.

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Retirement Plan Products and Services (Comptroller’s Handbook, February 2014)
Provides an overview of services national banks may provide to retirement plans


Interagency Agreement on ERISA Referrals (OCC 2006-24, June 2006)
Provides procedures covering violations of the ERISA of 1974

Related News and Issuances
Publish DateIdentifierTitle
04/22/2014  Alert 2014-21, Counterfeit Cashier's Checks of Cumberland Federal Bank FSB, Cumberland, Wis.
04/22/2014  NR 2014-61, OCC Reports Increased Loan Growth Among Southern District Community Banks and Thrifts; Oil and Gas Lead Growth
04/18/2014  Alert 2014-20, Counterfeit Cashier's Checks of First Federal Savings and Loan, Lorain, Ohio