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BankNet

BankNet
More resources for national banks

Agricultural Lending

Bank credit plays an important role in farm activities, from supporting individual farm operators to the development of new agricultural technologies and techniques. Agricultural lending presents national banks with risks that, in addition to the risks associated with any loan program, reflect differing regional challenges and even differing challenges within a region.

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Agricultural Lending (Comptroller’s Handbook, December 1998)
Addresses the fundamentals of agricultural loan underwriting and administration, and provides examiner guidance

References
BC = Banking Circular

Sale of Loans into the Federal Agricultural Mortgage Corp. Program (BC 248, October 1990)
Covers legal and supervisory limits governing how national banks may participate as loan sellers in the Farmer Mac program