Zhong Yi Tong
Senior Financial Economist
Zhong Yi Tong is a Senior Financial Economist in the Industry and Regional Analysis Division for the Economics Department of the Office of the Comptroller of the Currency (OCC).
Dr. Tong came to the OCC in 2011 from the Office of Thrift Supervision (OTS), where he served as a Senior Market Economist since 2008. His areas of focus include the development of home equity loan and credit line loss projection models; conducting DFA stress tests; monitoring housing and mortgage market conditions, emerging trends, and policy developments; and assessing their impacts on the national banks and federal thrifts.
Prior to joining the OTS, he was the Chief Economist at Republic Mortgage Insurance Company and had a 10-year career at the Fannie Mae Foundation, where he was Director of Housing Economics and Finance and also served as Chairman of the Research Review Committee. Before coming to the United States, he had seven years of management, teaching, and research experiences as an assistant professor in law and associate director for student affairs at East China Normal University in Shanghai.
Dr. Tong holds a Ph.D. in policy studies, specializing in real estate economics and public finance, from the University of Maryland at College Park. He received a master of public policy from the University of Northern Iowa and a bachelor of law from East China Normal University in Shanghai.