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White Papers, Studies, Speeches & Testimony

TopicDateItem
Banking Industry

12/03/2004Acting Comptroller of the Currency Julie L. Williams addressed the Bank Administration Institute's "Roundtable for CFOs" in New York - NR 2004-107 Speech (PDF)
Capital 09/26/2006Comptroller Dugan Tells Senate Panel that Basel II Capital Framework Will Substantially Improve Large Bank Risk Management and Controls NR 2006-104, testimony (PDF), Statement (PDF)
Capital09/14/2006Comptroller of the Currency John C. Dugan told a House subcommittee today that the Basel II capital framework is intended not only to align capital requirements more closely to the complex risks inherent in large, internationally active banks, but to require those institutions to substantially improve their risk management systems and controls. NR 2006-96, Testimony (PDF)
Capital06/08/2006Comptroller of the Currency John C. Dugan discussed the Basel II capital accord in a speech to the Centre for the Study of Financial Innovation. NR 2006-69, Remarks (PDF)
Capital03/13/2006The Comptroller of the Currency, John C. Dugan told a conference of international bankers that the continued safety and soundness of the banking system demands that regulators move away from the simplistic risk-based capital system now in use for internationally active banks to one that substantially enhances risk management and more closely aligns capital with risk. NR 2006-30, Remarks(PDF)
Capital03/14/2005Acting Comptroller of the Currency Julie L. Williams addressed Implementation of Basel Capital Accord at the annual Washington conference of the Institute of International Bankers. Speech (PDF)
  

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Community Development 05/03/2005Acting Comptroller of the Currency, Julie L. Williams, spoke before the Regional Interagency Committee about the noteworthy progress that strategic partnerships are making in mitigating the effects of foreclosures in cities and communities nationwide.

NR 2005-44, Speech (PDF)

Compliance, Bank Secrecy Act/Anti-Laundering
06/21/2006OCC Deputy Comptroller Testifies before House Subcommittee on Bank Secrecy Act's Impact upon Money Services Businesses. NR 2006-76, Statement (PDF), Testimony (PDF)
Compliance, Bank Secrecy Act/Anti-Laundering04/26/2005Acting Comptroller Julie Williams testified on the implementation of the Bank Secrecy Act in the context of money services businesses (MSBs) before the Senate Banking Committee. Testimony (PDF) Oral Statement (PDF)
Compliance, Bank Secrecy Act/Anti-Laundering02/10/2005Acting Chief Counsel Addresses Bank Secrecy Act and Anti-Money Laundering Compliance - NR 2005-13 Speech (PDF)
Compliance, Bank Secrecy Act/Anti-Laundering06/03/2004Comptroller Hawke Directs Review of Agency's Handling Of Bank Secrecy Act Compliance at Riggs Bank N.A. - NR 2004-43 Testimony (PDF) Oral Statement (PDF)
Compliance, Bank Secrecy Act/Anti-Laundering06/02/2004OCC Testifies on Challenges Faced in Combating Money Laundering - NR 2004-42 Testimony (PDF) Oral Statement (PDF)
Compliance, Consumer 03/30/2006Chief Counsel and First Senior Deputy Comptroller Julie L. Williams called for more effective "consumer-oriented disclosures in the financial services business" as a vital part of consumer protection in a speech to the 2006 Banking Institute. NR 2006-40, Remarks (PDF)
Compliance, Consumer02/02/2006The Comptroller of the Currency John C. Dugan said that most bank customers don't find the privacy notices they receive to be especially useful and said an ongoing interagency process to simplify those notices will better serve banks and their customers.
NR 2006-8, Remarks (PDF)
Compliance, Consumer12/01/2005The Comptroller of the Currency, John C. Dugan made his first major speech before the Consumer Federation of America here in Washington, DC. He spoke about two consumer protection issues, that national bank preemption has created "regulatory gap" in consumer protection; and, second, negative amortization and its increasing prominence in retail credit products. NR 2005-117, Speech (PDF)
Compliance, Consumer05/17/2005Acting Comptroller of the Currency, Julie L. Williams, testified before the Senate Banking Committee and made four key points on the OCC's perspectives concerning the marketing and disclosure practices of the U.S. credit card industry. NR 2005-49, Statement (PDF)
Compliance, Consumer01/12/2005Acting Comptroller Williams Urges New Approach to Disclosures To Enhance Consumer Protection - NR 2005-1 Speech (PDF)
Compliance, Consumer06/15/2004OCC Chief Counsel Julie L. Williams Calls For Greater Cooperation to Combat Predatory Lending before the annual meeting of the Cleveland Neighborhood Housing Services (NHS) - NR 2004-46 Speech (PDF)
Corporate Governance & Structure 09/2003Today's Credit Markets, Relationship Banking, and Tying (PDF)
  

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Derivatives 09/28/2006Insured commercial banks earned $4.7 billion trading cash instruments and derivative products in the second quarter of 2006, the Office of the Comptroller of the Currency reported in its quarterly Bank Derivatives Report. NR 2006-106, Bank Derivatives Report (PDF)
Lending 03/03/2008The Office of the Comptroller of the Currency issued a statement regarding the reporting of securitized subprime adjustable rate residential mortgages. News Release 2008-27
Preemption 04/07/2004Comptroller of the Currency John D. Hawke, Jr. Tells Senate Panel of Overarching Considerations for Preemption and Visitorial Powers Rules - NR 2004-28 Testimony (PDF) Oral Statement (PDF)
Preemption04/01/2004Comptroller of the Currency John D. Hawke, Jr. Tells House Panel National Banks Are in Sound Condition - NR 2004-26 Testimony (PDF) Oral Statement (PDF)
Preemption03/29/2004First Senior Deputy Comptroller Julie L. Williams Sets the Record Straight Regarding Nature, Consequences of OCCs Recent Preemption Regulations - NR 2004-25 Sets the Record Straight Speech (PDF)
Preemption03/09/2004Chief Counsel Julie L. Williams' speech to America's Community Bankers discussed misunderstandings and mischaracterizations of OCC's preemption rule (PDF)
Preemption02/12/2004Chief Counsel Julie L. Williams' Speech to Annual Legal Conference of Independent Bankers Association of Texas & Texas Savings and Community Bankers Association (PDF)
Preemption12/05/2003Chief Counsel Julie L. Williams' Speech to Consumer Federation of America (PDF)
Preemption10/23/2003National Banks and the Dual Banking System (PDF)
Preemption09/09/2003Comptroller of the Currency John D. Hawke, Jr.'s Speech to Women in Housing and Finance on September 9, 2003
  

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Regulations 11/29/2011Letter (PDF) from acting Comptroller of the Currency John Walsh to Cass Sunstein, Administrator of the White House, Office of Information and Regulatory Affairs, regarding increasing regulatory effectiveness and decreasing regulatory burden.
Regulations03/01/2006First Senior Deputy Comptroller and Chief Counsel, Julie L. Williams, of the Office of the Comptroller of the Currency, testified before the Senate Banking Committee on the subject of regulatory relief. NR 2006-25, Statement (PDF), Testimony (PDF)
Regulations09/26/2005Comptroller of the Currency John C. Dugan said in a speech that both consumers and banks have benefited from the long fight to shed outdated laws and regulations, and he expressed pride in the role he played in those efforts. NR-2005-95, Remarks (PDF)
Regulations09/23/2005Chief Counsel and First Deputy Comptroller Julie L. Williams testified before House Committee on Financial Services on Regulatory Relief and support to Katrina Recovery Efforts. Statement (PDF), Testimony (PDF)
Regulations06/21/2005Acting Comptroller of the Currency, Julie L. Williams Supports Regulatory Burden Relief Legislation; Urges New Approach to Consumer Disclosure Requirements to Reduce Regulatory Burden and Deliver Information Consumers Understand

NR 2005-60, Statement (PDF)
Regulations06/09/2005Acting Comptroller of the Currency, Julie L. Williams, told a House subcommittee "that consumer disclosure requirements present an opportunity to reduce regulatory burden while improving the quality of information provided to consumers". NR 2005-57, Statement (PDF)
Regulations06/22/2004OCC Chief Counsel Julie L. Williams Tells Senate Banking Committee That Unnecessary Regulatory Burden Hurts Both Banks and Consumers - NR 2004-50 Testimony (PDF)
  

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Research and Reference 04/20/2004Comptroller of the Currency John D. Hawke, Jr. Tells Senate Banking Committee That National Banking System is in Strong Condition - NR 2004-30 Testimony (PDF) Oral Statement (PDF)
Special Examination Authority 2005Acting Comptroller Williams Issues Statement Regarding FDIC Proposal to Expand Special Examination Authority - NR 2005-4 Speech (PDF)
  

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Speeches and Testimony

01/18/2012

Acting Comptroller Walsh testified before a joint hearing of the two House Financial Services subcommittees on the Volker Rule. Testified (PDF), Oral Statement (PDF)
Speeches and Testimony

12/13/2011

OCC’s First Senior Deputy Comptroller and Chief Counsel testified on efforts to correct foreclosure deficiencies. News Release 2011-146, Testified, Oral
Speeches and Testimony

12/06/2011

John Walsh, Acting Comptroller of the Currency testifies on Dodd-Frank Initiatives. News Release 2011-142, Testimony (PDF), Oral statement (PDF)
Speeches and Testimony

07/21/2011

OCC-OTS integration and the one-year anniversary of the Dodd-Frank Act. News Release 2011-96, Testimony (PDF), Oral Statement (PDF)
Speeches and Testimony

06/15/2011

OCC Deputy Comptroller for Credit and Market Risk Testifies on Risk Management. News Release 2011-72, Testimony (PDF), Oral Statement (PDF)
Speeches and Testimony

04/14/2011

OCC Chief Counsel testifies on risk retention. News Release 2011-50, Testimony (PDF), Oral Statement (PDF)
Speeches and Testimony

04/14/2011

OCC Senior Deputy Comptroller testifies on FSOC. News Release 2011-48, Testimony (PDF), Oral Statement (PDF)
Speeches and Testimony

03/29/2011

Acting Comptroller Walsh made a statement on the proposed rulemaking on Credit Risk Retention requirements. News Release 2011-34, Statement (PDF), Proposed Rule (PDF), See also News Release 2011-33
Speeches and Testimony

02/23/2011

Acting Comptroller of the Currency John G. Walsh issued the following statement in recognition of America Saves Week, February 20 – 26, 2011. News Releases 2011-21
Speeches and Testimony

02/17/2011

Acting Comptroller John Walsh testified before the Senate Banking Committee on the initiatives the OCC has undertaken to implement the Dodd-Frank Wall Street Reform and Consumer Protection Act. Oral Statement (PDF), Written Testimony (PDF)
Speeches and Testimony

01/28/2011

Acting Comptroller of the Currency John Walsh issued the following statement recognizing Earned Income Tax Credit (EITC) Awareness Day. News Releases 2011-8
Speeches and Testimony

01/19/2011

Acting Comptroller of the Currency John Walsh addressed Washington, D.C.’s, Exchequer Club on the intersection of three key issues that will arise in implementing the two most significant policy initiatives completed during 2010—Dodd-Frank and the Basel III capital framework. Speech (PDF)
Speeches and Testimony

12/02/2010

Chief Counsel Julie L Williams testifies on foreclosure processes. News Release 2010-137, Testimony (PDF), Statement (PDF)
Speeches and Testimony

10/18/2010

Acting Comptroller Walsh's speech before the ABA Government Relations Council at the ABA Convention. Speech (PDF)
Speeches and Testimony09/30/2010Acting Comptroller John Walsh testified before the Senate Committee on Banking, Housing and Urban Affairs about our progress on implementing the Dodd-Frank Wall Street Reform and Consumer Protection Act. News Release 2010-119, Testimony (PDF), Oral Statement (PDF)

Speeches and Testimony09/15/2010Chief Counsel Julie L. Williams discussed covered bonds in testimony before the Senate Committee on Banking, Housing, and Urban Affairs. News Release 2010-109, Oral Statement (PDF), Written Testimony (PDF)

Speeches and Testimony09/14/2010Senior Deputy Comptroller speaks to professional Accountants about refocusing on banking fundamentals. News Release 2010-108, Remarks (PDF)

Speeches and Testimony07/21/2010Comptroller of the Currency John C. Dugan discusses lessons from Financial Crisis. News Release 2010-84, Speech (PDF)

Speeches and Testimony07/12/2010Comptroller of the Currency John C. Dugan discussed an interagency Memorandum of Understanding at a meeting of the Federal Deposit Insurance Corporation Board of Directors. News Release 2010-77

Speeches and Testimony05/18/2010OCC Deputy Comptroller testifies on commercial real estate lending. News Release 2010-55, Testified (PDF)

Speeches and Testimony05/11/2010Comptroller of the Currency John C. Dugan discussed a proposed rule on bank securitizations at a meeting of the Federal Deposit Insurance Corporation's Board of Directors. News Release 2010-54, Statement (PDF)

Speeches and Testimony04/20/2010John C. Dugan, Comptroller of the Currency addresses the Federal Economic Development Forum. News Release 2010-47, Speech (PDF), Summary

Speeches and Testimony04/20/2010Comptroller of the Currency John C. Dugan addressed the 2010 Federal Economic Development Forum in Alexandria, Virginia on the role of CRA before the International Economic Development Council Forum. Remarks (PDF)

Speeches and Testimony04/15/2010Comptroller of the Currency John C. Dugan addressed the Federal Reserve Bank of Richmond's 2010 Credit Markets Symposium on the Supervisory Capital Assessment Program (SCAP). Remarks (PDF)

Speeches and Testimony04/08/2010Comptroller of the Currency John C. Dugan gives his testimony before the Financial Crisis Inquiry Commission. Statement (PDF)

Speeches and Testimony03/19/2010Comptroller of the Currency John C. Dugan's speech before the Independent Community Bankers Association. Speech (PDF)

Speeches and Testimony03/01/2010Comptroller of the Currency John C. Dugan said that the central challenge for bank regulators over the coming year will be to strike the right balance between capital and credit availability. News Release 2010-26, Remarks (PDF)

Speeches and Testimony01/21/2010Senior Deputy Comptroller Jennifer C. Kelly testifies on the Supervision of National Banks. News Release 2010-7, Written (PDF), Oral (PDF)

Speeches and Testimony01/12/2010Comptroller of the Currency John C. Dugan discussed an Advance Notice of Proposed Rulemaking on Executive Compensation at a meeting of the Federal Deposit Insurance Corporation's Board of Directors. News Release 2010-3, Statement (PDF)

Speeches and Testimony12/15/2009Statement of Comptroller Dugan on the FDIC's Advance Notice of Proposed Rulemaking (ANPR) on Securitizations. News Release 2009-158, Statement (PDF)

Speeches and Testimony12/08/2009Senior Deputy Comptroller testifies on the State of Loan Modifications.  News Release 2009-153, Testimony (PDF), Statement (PDF)

Speeches and Testimony11/30/2009OCC Deputy Comptroller testifies on responsible lending.  News Release 2009-149, Testimony (PDF)

Speeches and Testimony11/12/2009Statement of Comptroller of the Currency John C. Dugan following tour of San Francisco Small Businesses.  News Release 2009-138

Speeches and Testimony11/05/2009The Office of the Comptroller of the Currency's Chief of Staff and Public Affairs John G. Walsh delivered remarks before attendees of the National Community Investment Fund's Annual Development Banking Conference in Chicago.  News Release 2009-136, Remarks (PDF)

Speeches and Testimony10/29/2009Comptroller of the Currency John C. Dugan testified before the House Financial Services Committee on the Discussion draft of the Financial Stability and Improvement Act.  News Release 2009-127, Oral Statement (PDF), Written Statement (PDF)

Speeches and Testimony10/14/2009Comptroller of the Currency John C. Dugan’s testimony on the current condition of the national banking system before the senate subcommittee on financial institutions. Testimony (PDF)

Speeches and Testimony10/14/2009Comptroller of the Currency John C. Dugan tells senate panel that national banks have capacity to withstand declining asset quality.  Release 2009-120, Oral Statement (PDF),  Written Statement (PDF)

Speeches and Testimony09/29/2009Comptroller of the Currency John C. Dugan's statement at a meeting of the FDIC on a set of proposals that would raise funds for liquidity needs through a prepaid assessment. News Release 2009-117

Speeches and Testimony08/26/2009Comptroller of the Currency John Dugan described the interagency efforts to encourage community reinvestment and help banks meet their community development goals. News Release 2009-98, Remarks

Speeches and Testimony08/06/2009OCC issues a statement in support of responsible loss mitigation activities aimed at preserving homeownership. News Release 2009-92, Statement

Speeches and Testimony08/04/2009Comptroller of the Currency John Dugan testified before the Senate Committee on Banking, Housing, and Urban Affairs on the administration's proposal for financial regulatory restructuring. News Release 2009-90, Final Decision (PDF)

Speeches and Testimony07/24/2009Comptroller of the Currency John Dugan expresses support and concerns to Congress on regulatory reform plan and proposed Consumer Financial Protection Agency. News Release 2009-88, Testimony (PDF)

Speeches and Testimony06/29/2009Comptroller of the Currency John L. Dugan issues a statement on the Supreme Court decision in Cuomo v. Clearing House Association. News Release 2009-75

Speeches and Testimony06/29/2009OCC Deputy Comptroller for Compliance Policy testifies before Senate Special Committee on Aging. News Release 2009-74, Statement (PDF), Testimony (PDF)

Speeches and Testimony06/18/2009OCC Chief of Staff addresses the National Association of Real Estate Editors. News Release 2009-67, Speech (PDF)

Speeches and Testimony06/08/2009Comptroller of the Currency John C. Dugan urges more consumer protections for reverse mortgages. News Release 2009-61, Remarks (PDF)

Speeches and Testimony05/27/2009Statement of Comptroller of the Currency John C. Dugan following a tour of West and South Dallas. News Release 2009-56

Speeches and Testimony05/22/2009Comptroller of the Currency John C. Dugan's statement at the Federal Deposit Insurance Corporation meeting about a Final Rule on the Special Assessment. News Release 2009-54

Speeches and Testimony05/07/2009Comptroller of the Currency John C. Dugan issued the following statement on the results of the Supervisory Capital Assessment Program (SCAP). News Release 2009-48

Speeches and Testimony03/20/2009Comptroller of the Currency testifies on Enforcement Authority. News Release 2009-26, Testimony (PDF)
Speeches and Testimony03/20/2009OCC Deputy Comptroller for Community Affairs addresses the United States Commission on Civil Rights. News Release 2009-25, Statement (PDF)
Speeches and Testimony03/19/2009Comptroller of the Currency testifies on Financial Regulatory Reform. News Release 2009-24, Testimony (PDF), Oral Statement (PDF)
Speeches and Testimony03/18/2009OCC Senior Deputy Comptroller and Chief National Bank Examiner testifies on Risk Management. News Release 2009-23, Oral Statement (PDF), Written Testimony (PDF)
Speeches and Testimony03/12/2009OCC Deputy Comptroller testifies on Mark-to-Market Accounting. News Release 2009-22, Oral Statement (PDF), Written Testimony (PDF)
Speeches and Testimony02/10/2009Statement of Comptroller of the Currency John C. Dugan on the Administration’s Financial Stability Plan. Release 2009-8
Speeches and Testimony10/16/2008OCC Deputy Comptroller for International Banking Supervision addresses the International Association of Insurance Supervisors NR 2008-122. Speech (PDF)
Speeches and Testimony09/10/2008Comptroller of the Currency John C. Dugan said that the present turmoil in credit markets should not distract bankers and lenders from the important priority of fair lending. NR 2008-103. Speech (PDF)
Speeches and Testimony07/30/2008Statement of Comptroller of the Currency John C. Dugan on Enactment of Housing Legislation. NR 2008-92
Speeches and Testimony07/28/2008Comptroller of the Currency John C. Dugan made the following statement at a press conference on mortgage finance sponsored by the Department of Treasury. NR 2008-90
Speeches and Testimony07/07/2008Comptroller Dugan Tells OCC Examiners that Agency Must Continue to Focus on Consumer Compliance. Release 2008-76, Remarks (PDF)
Speeches and Testimony06/05/2008Comptroller of the Currency John C. Dugan updated today the Committee on recent events in the financial markets and the condition of the national banking system. Release 2008-63, Oral Statement (PDF), Written Testimony (PDF)
Speeches and Testimony05/22/2008Comptroller Dugan tells lenders that unprecedented home equity loan loss. Release 2008-58, Speech (PDF)
Speeches and Testimony04/17/2008The Chief Counsel and First Senior Deputy Comptroller Julie L. Williams testified before the House Committee on Financial Services about the OCC's views on H.R. 5244, the Credit Cardholders' Bill of Rights of 2008. NR 2008-45, Speech (PDF), Testimony (PDF)
Speeches and Testimony04/09/2008The Comptroller of the Currency testified before the House Financial Services Committee on the draft FHA Housing Stabilization and Homeownership Retention Act of 2008. NR 2008-38, Testimony (PDF), Statement (PDF)
Speeches and Testimony03/04/2008Comptroller of the Currency John C. Dugan told a Senate Committee that while the banking system is fundamentally sound, it is being tested by large and unprecedented credit market disruptions plus the slowdown in the economy. NR 2008-28, Summary, Testimony (PDF)
Speeches and Testimony03/03/2008Comptroller of the Currency John C. Dugan said that many national banks in the United States have indicated they will take advantage of the flexibility provided by the 36-month window for Basel II implementation provided in the final U.S. rule. NR 2008-26, Speech (PDF), Summary
Speeches and Testimony02/14/2008Comptroller of the Currency John C. Dugan issued the following statement responding to comments from New York Governor Eliot Spitzer. NR 2008-16
Speeches and Testimony02/13/2008Deputy Comptroller for Compliance Policy Ann F. Jaedicke discussed the Community Reinvestment Act in testimony before the House Committee on Financial Services. NR 2008-15, Statement (PDF), Testimony (PDF)
Speeches and Testimony02/12/2008Comptroller Dugan Urges Action to Help Communities Suffering from Effects of Mortgage Foreclosure Crisis NR 2008-14, Speech (PDF)
Speeches and Testimony01/31/2008Comptroller of the Currency addressed the Florida Bankers Association in Miami. NR 2008-9 ,
Speeches and Testimony12/06/2007Comptroller of the Currency John C. Dugan issued the following statement at the Department of the Treasury press conference announcing a plan to assist a key segment of subprime borrowers to modify their mortgages and avoid foreclosures. NR 2007-132
Speeches and Testimony12/06/2007Comptroller Dugan testifies on accelerating loan modifications to help troubled borrowers. NR 2007-131, Statement (PDF), Summary
Speeches and Testimony10/30/2007OCC Chief of Staff Testifies Before House Oversight and Investigations Subcommittee. NR 2007-121, Testimony (PDF), Summary (PDF)
Speeches and Testimony09/24/2007Comptroller of the Currency John C. Dugan said that consumers should be given the opportunity to "opt out" of certain credit card rate increases and be given the alternative of paying off the card balance at the old rate. NR 2007-104
Speeches and Testimony09/20/2007OCC First Senior Deputy Comptroller and Chief Counsel Testifies Before Senate Committee About the Hardships Created By Garnishment of Federal Benefits. NR 2007-98
Speeches and Testimony09/05/2007Comptroller of the Currency John C. Dugan told a House committee that despite challenging conditions in mortgage and credit markets, the national banking system remains safe and sound. NR 2007-93, Testimony (PDF)
Speeches and Testimony07/11/2007Chief Counsel and First Senior Deputy Comptroller Julie L. Williams discussed the Supreme Court's decision in Watters v. Wachovia Bank in a speech today to the New York Bankers Association. NR 2007-72, Remarks (PDF)
Speeches and Testimony07/11/2007Comptroller of the Currency John C. Dugan issued the following statement addressing interagency questions and answers on the Community Reinvestment Act. NR 2007-71
Speeches and Testimony06/13/2007Comptroller Dugan Tells House Committee that OCC Supervision Plays Critical Role In Ensuring National Bank Compliance with Federal Consumer Protection Standards NR 2007-57
Speeches and Testimony06/07/2007Comptroller John C. Dugan, testified before the House Subcommittee on Financial Services and Consumer Credit, chaired by Congresswoman Maloney, on the effectiveness of credit card disclosures and related issues.
NR 2007-54, Testimony (PDF)
Speeches and Testimony04/17/2007Watters vs. Wachovia Bank case, the Supreme Court held that federal preemption standards applicable to national banks extend to activities conducted through their operating subsidiaries. NR 2007-40, Supreme Court Decision (PDF)
Speeches and Testimony09/29/2006Comptroller of the Currency John C. Dugan released the following statement after the release of final interagency guidance on non-traditional mortgages. NR 2006-108
Speeches and Testimony09/26/2006First Senior Deputy Comptroller and Chief Counsel Julie L. Williams discussed three interpretive letters issued by the OCC in December 2005 in testimony before the Subcommittee on Government Management, Finance, and Accountability of the House Committee on Government Reform. NR 2006-105, Statement (PDF), Testimony (PDF)
Speeches and Testimony05/27/2005Acting Comptroller of the Currency, Julie L. Williams Speech before an OCC Bankers Outreach Meeting Chicago, Illinois on the eve of the Memorial Day weekend, a traditional time to count the blessings of our free society and pay tribute to those who fought to preserve and protect it. NR 2005-53, Remarks (PDF)
Speeches and Testimony03/21/2005Acting Comptroller of the Currency Julie L. Williams addressed the BAI National Loan Review Conference in New Orleans, LA on the enormous changes that are taking place in the world of retail lending. Speech (PDF)
Speeches and Testimony03/11/2005Acting Comptroller of Currency Julie L. Williams addressed the Independent Community Bankers of America San Antonio, Texas about Bankers Regulatory Burden Relief of how it should be a national priority. Speech (PDF)
  

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