Skip to main content
OCC Flag

An official website of the United States government

December 1999

Survey of Credit Underwriting Practices

This publication is part of:

Collection: Survey of Credit Underwriting Practices Archive

Summary

Every year, the Office of the Comptroller of the Currency (OCC) conducts a survey of credit underwriting practices. The survey identifies trends in lending standards and credit risk for the most common types of commercial and retail credit offered by national banks.