Skip navigation
Ensuring a Safe and Sound Federal Banking System for All Americans Site Map | Text Size: S M L

Get answers to banking questions

Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC’s Answers about Flood Insurance.

Related News and Issuances
Publish DateIdentifierTitle
07/21/2015  OCC 2015-33, Flood Insurance: Final Rule
05/30/2014  OCC 2014-26, Flood Disaster Protection Act: Interagency Statement on Increased Maximum Flood Insurance Coverage for Other Residential Buildings
10/11/2013  OCC 2013-24, Flood Insurance: Notice of Proposed Rulemaking