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Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC’s Answers about Flood Insurance.

Related News and Issuances
Publish DateIdentifierTitle
11/07/2016  OCC 2016-38, Loans in Areas Having Special Flood Hazards–Private Flood Insurance: Notice of Proposed Rulemaking
10/31/2016  NR 2016-139, Agencies Request Comment on Proposed Private Flood Insurance Rule
07/21/2015  OCC 2015-33, Flood Insurance: Final Rule