Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.
|07/23/2019||OCC 2019-36,||Mortgage Lending: Lending Standards for Asset Dissipation Underwriting|
|07/23/2019||OCC 2019-35,||High Volatility Commercial Real Estate (HVCRE): Notice of Proposed Rulemaking|
|07/22/2019||OCC 2019-34,||Simplifications to the Capital Rule: Final Rule|