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Resources for bankers

Student Lending

This page contains information on how banks may legally and prudently engage in private student lending and the risks inherent in such lending.



Student Lending: New Comptroller’s Handbook Booklet (OCC 2016-15, May 2016)
Addresses the risks in private student lending by banks and in regulatory expectations for safe and sound operations.

Policy Interpretation: OCC Bulletin 2000-20—Application to Private Student Lending (CNBE Policy Guidance 2010-2 (REV), May 2016)
Provides guidance for controlling the use of extensions, deferrals, renewals, and rewrites of closed-end loans.

Student Loans: Interagency Guidance on Private Student Loans With Graduated Repayment Terms at Origination (OCC Bulletin 2015-7, January  2015)