Risk Analysis Division
Chau Do is the Deputy Comptroller for Risk Analysis within Economics at the Office of the Comptroller of the Currency (OCC).
Dr. Do joined the OCC in 2004. She has taken part in many policy projects, including a method to identify areas for larger institutions that have potentially higher risk of discrimination in mortgage lending. Her research interests include education and household behavior. Dr. Do holds a Ph.D., in economics from the University of California, Santa Barbara and a bachelor’s degree from Santa Clara University.
- Do, Chau and Arturo Gonzalez (2014). "Hispanic Brokers and Borrowers: The Effect of Language Affinity on the Price of Home Mortgages," Regional Science and Urban Economics, November 2014.
- Do, Chau (2012). “Home Equity Lines of Credit: Differences Across Race and Ethnicity,” Housing Studies, Vol. 27 (3).
- Do, Chau and Irina Paley (2011). “Altruism in the House: The Impact of Home Equity on Charitable Giving.” Review of Economics of the Household, Vol. 10 (3).
- Do, Chau and Irina Paley (2007). “Explaining the Growth of Higher-Priced Loans in HMDA: The Oaxaca Decomposition Approach.” Journal of Real Estate Research, Vol. 29 (4).
- Do, Chau and Kelly Bedard (2005). “Are Middle Schools Effective? The Impact of School System Configuration on Student Outcomes.” Journal of Human Resources, Vol. 40 (3).
- Do, Chau (2004). “The Effect of Local Colleges on the Quality of the College Attended,” Economics of Education Review, Vol. 23 (3).
- Do, Chau and Irina Paley. “Gender and Mortgage Choice: More Evidence of Gender Based Risk Aversion.” Feminist Economics, Vol. 19 (2).