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Ehraz Refayet

Financial Economist
Market Risk Analysis Division

(202) 649-5547

Ehraz Refayet is a Financial Economist in the Market Risk Analysis Division within Economics at the Office of the Comptroller of the Currency (OCC).

Dr. Refayet joined the OCC in 2015. His research interests include credit derivatives, the corporate bond market, and banking and financial institutions. He holds an MA degree in Economics from York University, Canada and a Ph.D. degree in Economics from George Washington University.

  1. Darst, Matt and Ehraz Refayet (Forthcoming). "Credit Default Swaps in General Equilibrium: Endogenous Default and Credit-Spread Spillovers," Journal of Money, Credit and Banking.
  1. Darst, Matt and Ehraz Refayet (2015).  "The Impact of Credit Default Swaps in a Model of Credit Market Signaling"
  2. Darst, Matt and Ehraz Refayet (2015).  "Optimal Debt Maturity Dispersion"
  3. Darst, Matt and Ehraz Refayet (2015).  "Do CDS induce Borrowing cost Spillovers in the Corporate Bond Market?"