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Konstantinos Tzioumis

Quantitative Bank Examiner
Compliance Risk Analysis Division

(202) 649-5550

Konstantinos (Kostas) Tzioumis is a Quantitative Bank Examiner in the Compliance Risk Analysis Division within Economics at the Comptroller of the Currency (OCC).

Prior to joining the OCC in 2008, Dr. Tzioumis worked at the World Bank and taught at the London School of Economics. His current research interests relate to mortgage market distortions. He received his Ph.D. in industrial relations and his master’s in accounting and finance from the London School of Economics, where he specialized in personnel economics.

  1. Tzioumis, Konstantinos (2018), “Demographic Aspects of First Names,” Scientific Data, 1:180025.
  2. Tzioumis, Konstantinos (2017) “Appraisers and Valuation Bias: An Empirical Analysis,” Real Estate Economics, Vol. 45, pp. 679-712.
  3. Tzioumis, Konstantinos (2017), “Mortgage (mis)pricing: The case of co-borrowers,” Journal of Urban Economics, Vol. 99, pp. 79-93.
  4. Tzioumis, Konstantinos (2016), “Detecting Discrimination: A Dynamic Perspective,” Journal of Royal Statistical Society (Series A), Vol. 179, Part 1, pp. 1-20.
  5. Tzioumis, Konstantinos (2013), “Are Company Founders Underpaid?” Applied Economics, Vol. 89, pp. 2527-2536.
  6. Tzioumis, Konstantinos and Matt Gee (2013), “Nonlinear Incentives and Mortgage Officers’ Decisions Economy,” Journal of Financial Economics, Vol. 107, pp. 436-453.
  7. Tzioumis, Konstantinos and Leora Klapper (2012), “Taxation and Capital Structure: Evidence From a Transition Economy,” FinanzArchiv: Public Finance Analysis, Vol. 68, pp. 165-190.
  8. Tzioumis, Konstantinos (2008), “Why Do Firms Adopt CEO Stock Options?” Journal of Economic Behavior and Organization, Vol. 68, pp. 100-111.
  9. Kumar, Anjali, Mukta Joshi, Loraine Ronchi, and Konstantinos Tzioumis (2007), “Measuring Financial Access”, in Michael S. Barr, Anjali Kumar, Robert E. Litan (eds), Building Inclusive Financial Systems, Brookings Institution Press.
  10. Stijn Claessens and Konstantinos Tzioumis (2006), “Ownership and Financing Structures of Corporations in Europe,” Corporate Governance: An International Review, Vol. 14, pp. 266-276.
  1. Mayock, T. and Tzioumis, K. (2017), “New construction and the mortgage crisis”
  2. Tzioumis, Konstantinos (2013). "Risk Preferences Across Public and Private Sector Employees."