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Natalie Tiernan

Financial Economist
Credit Risk Analysis Division

(202) 649-7374

Natalie Tiernan is a Financial Economist in the Credit Risk Analysis Division within the Economics department at the Office of the Comptroller of the Currency (OCC).

Dr. Tiernan’s research interests include banking and regulation, quantitative macroeconomics, and real estate economics.  She holds a doctorate in economics from Georgetown University and a bachelor of science in business from the Kelley School of Business at Indiana University.

  1. Gete, Pedro and Natalie Tiernan (2014). “Lending Standards and Countercyclical Capital Requirements under Imperfect Information.”
  2. Gete, Pedro and Natalie Tiernan (2014). “Overlending and Macroprudential Tools.”
  3. Tiernan, Natalie (2014). “Competition and Lending Standards in Mortgage Markets.”
  4. Tiernan, Natalie (2014). “Lender Expectations and Mortgage Lending Standards:  A Panel Data Study.”