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Policy Analysis Division

congress building

PAD identifies and analyzes current and likely future key trends in bank performance, financial markets, laws and regulation that are relevant to the development and implementation of agency policy and contribute to the effective supervision of national banks by the OCC.

PAD Staff

Director
Tufts, Roger
Deputy Director
Robertson, Doug
Staff

Cobas, Maria Gloria
Dunham, Connie
Floyd, Eugene
Furst, Karen
Gaul, Lewis
Martinez, Monica
Moylan, Richard
Palvia, Ajay
Rambharat, Ricky
Schaan, Desiree
Werner, Bianca