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Ehraz Refayet

Senior Financial Economist

Market Risk Analysis Division

Ehraz Refayet is a senior financial economist in the Market Risk Analysis Division within Supervision Risk & Analysis at the Office of the Comptroller of the Currency (OCC).

Dr. Refayet joined the OCC in 2015. He holds a Ph.D. in economics from the George Washington University. Dr. Refayet’s research interests include corporate debt, credit derivatives, climate economics, and financial intermediation.

Dr. Refayet’s research can be found here.

  1. Darst, Matt and Ehraz Refayet (Forthcoming). "Credit Default Swaps in General Equilibrium: Endogenous Default and Credit-Spread Spillovers," Journal of Money, Credit and Banking.

  1. Darst, Matt and Ehraz Refayet (2015).  "The Impact of Credit Default Swaps in a Model of Credit Market Signaling"
  2. Darst, Matt and Ehraz Refayet (2015).  "Optimal Debt Maturity Dispersion"
  3. Darst, Matt and Ehraz Refayet (2015).  "Do CDS induce Borrowing cost Spillovers in the Corporate Bond Market?"