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The OCC's economists support the OCC mission through economic thought leadership, analysis, and research to aid bank supervision and policy development.
The OCC's economists support the agency and its mission through thought leadership, bank-specific supervision, economic analysis, policy development and implementation, and original research applying quantitative methods in economics and finance.
OCC economists perform both off-site analyses of changing economic conditions, industry trends, and banking conditions, and on-site direct exam support.
Learn more about the OCC's Supervision Risk and Analysis department, which is responsible for economic analysis at the agency.
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OCC economists conduct original research, identify and assess emerging trends and risks related to the financial system, and continually expand their expertise to answer banking policy questions related to bank lending, risk exposure, and risk management.
Read focused analyses of current economic and banking issues.
Find brief summaries of the latest national and regional economic trends.
Find in-depth analysis on bank performance and regulation, bank risk management, operations, banking-related consumer affairs, and the U.S. economy.
Explore pivotal moments in the history of the federal banking system and their impact on the nation from an economic point of view.
First-Time Homebuyers Affected by Historical Challenges
The History of National Bank Real Estate Lending: Part I (1863-1980)
The Geographic Mismatch Between Housing Construction and Shortages
The History of Supervisory Expectations for Capital Adequacy: Part II (1984–2021)
U.S. Economic Snapshot - COVID-related slowdown in 3Q expected to be temporary
The Impact of the State and Local Tax (SALT) Deduction Cap on U.S. Home Prices (WP-2021-02)
