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An official website of the United States government


Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

07/17/2024 NR 2024-78 Agencies Issue Final Rule to Help Ensure Credibility and Integrity of Automated Valuation Models
07/17/2024 OCC 2024-17 Quality Control Standards for Automated Valuation Models: Final Rule
06/26/2024 NR 2024-71 OCC Reports Mortgage Performance for First Quarter of 2024