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Garrett Senney

Senior Financial Economist

Compliance Risk Analysis Division

Garrett Senney, CAMS is a senior financial economist in the Compliance Risk Analysis Division within the Supervision Risk & Analysis at the Office of the Comptroller of the Currency (OCC). Dr. Senney joined the OCC in 2016. His current research interests include the dynamic effects that informational frictions have on consumer behavior with a special focus on the internet, and the effects of environmental risks (e.g., pollution and flood) on consumer behavior. Dr. Senney holds a Ph. D. in economics from the Ohio State University.

Garrett’s research can be found here.

  1. Senney, G. & Dunn, L. (2019). “The Role of Work Schedules and the Macroeconomy on Labor Effort.” Labour Economics. 57: 23-34.
  2. Senney, G. (2019). “The Geography of Lender Behavior in Peer-to-Peer Loan Markets.” Journal of Industrial Economics. 67(1): 1-36.
  3. Blevins, J.  & Senney, G. (2019). “Dynamic Selection and Distributional Bounds on Search Costs in Dynamic Unit-Demand Models.” Quantitative Economics. 10(3): 891-929.

  1. Goodenberger, J. Munk, R., & Senney, G. “Interactive Effects of Temperature and Air Quality on Labor Productivity.” Working Paper
  2. Senney, G. & Lhost, J.  “Empirical Analysis of the Optimal Reservation Prices in Peer-to-Peer Lending Auctions.” Working Paper
  3. Senney, G. & Lhost, J. “Market Power in Uniform Price Auctions: Evidence from Prosper.” Working Paper
  4. Lewis-Faupel, S. & Senney, G. “Approaches to Pricing in Fair Lending Exams.” OCC White Paper.
  5. Senney, G. Search Frictions and Vertical Differentiation: An Analysis of Consumer Behavior in the Television Market. Working Paper