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July 2021

Sustaining Bank Profitability a Near-Term Challenge

This publication is part of:

Collection: On Point


Bank profitability rebounded after COVID-19 stress boosted by negative provisioning and by participation in the Payroll Protection Plan. Sustaining the current level of profitability poses a near-term challenge as provisions and loan growth return to normal levels and net interest margins remain low. Read more to explore other adverse effects of NIM pressure on community banks.


Paul Moloney