CRA Performance Evaluations: July 1999

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
12429	National Bank of Commerce	El Dorado	AR	04/27/1999	Satisfactory	Small Bank
22511	Mt. Diablo National Bank	Danville	CA	02/02/1999	Satisfactory	Small Bank
18541	National Bank of the Redwoods	Santa Rosa	CA	09/14/1998	Satisfactory	Small Bank
23194	First National Bank of Boulder County	Boulder	CO	04/19/1999	Satisfactory	Small Bank
20923	Boca Raton First National Bank	Boca Raton	FL	02/22/1999	Needs to Improve	Small Bank
22008	Enterprise National Bank of Plam Beach	North Palm Beach	FL	03/15/1999	Needs to Improve	Small Bank
6700	The First National Bank of Farragut	Shenandoah	IA	04/15/1999	Satisfactory	Small Bank
23254	TCF National Bank Illinois	Burr Ridge	IL	01/12/1998	Outstanding	Large Bank
14470	First Suburban National Bank	Maywood	IL	01/11/1999	Satisfactory	Small Bank
9788	The Herget National Bank of Pekin	Pekin	IL	03/22/1999	Satisfactory	Small Bank
14265	Illinois One Bank, N.A.	Shawneetown	IL	04/12/1999	Satisfactory	Small Bank
14370	First National Bank in Fredonia	Fredonia	KS	04/05/1999	Satisfactory	Small Bank
4284	Central National Bank	Junction City	KS	03/29/1999	Satisfactory	Large Bank
11933	Farmers National Bank	Phillipsburg	KS	03/29/1999	Satisfactory	Small Bank
3855	The First National Bank of Sedan	Sedan	KS	04/09/1999	Satisfactory	Small Bank
22766	Twin Lakes National Bank	Wichita	KS	05/03/1999	Satisfactory	Small Bank
1267	Farmers and Mechanics National Bank	Frederick	MD	01/09/1999	Outstanding	Large Bank
5561	Sandy Spring National Bank of Maryland	Olney	MD	03/01/1999	Satisfactory	Large Bank
23255	TCF National Bank Illinois	Ann Arbor	MI	01/12/1998	Outstanding	Large Bank
390	MFC First National Bank	Marquette	MI	04/19/1999	Outstanding	Large Bank
23459	Stearns Bank Evansville National Association	Evansville	MN	02/25/1999	Satisfactory	Small Bank
22351	First Farmers &Merchants National Bank	Fairmont	MN	03/31/1999	Satisfactory	Small Bank
23457	Stearns Bank Holdingford N.A.	Holdingford	MN	03/11/1999	Satisfactory	Small Bank
15304	First Farmers &Merchants National Bank	Le Sueur	MN	03/29/1999	Satisfactory	Small Bank
23253	TCF National Bank Minnesota	Minneapolis	MN	01/12/1998	Satisfactory	Large Bank
23450	Northern National Bank	Nisswa	MN	03/29/1999	Needs to Improve	Small Bank
16929	Community National bank	North Brach	MN	04/19/1999	Satisfactory	Small Bank
15576	Stearns Bank National Association	St. Cloud	MN	02/16/1999	Satisfactory	Large Bank
23458	Stearns Bank Upsala National Association	Upsala	MN	03/11/1999	Satisfactory	Small Bank
21179	Anchor Bank West St. Paul, NA	West St. Paul	MN	03/29/1999	Satisfactory	Small Bank
14532	First National Bank of Clinton	Clinton	MO	04/13/1999	Satisfactory	Small Bank
23010	Montona First National Bank	Kalispell	MT	04/12/1999	Satisfactory	Small Bank
6776	First National Bank	Shelby	NC	03/15/1999	Satisfactory	Large Bank
10118	First Hope Bank, A National Banking Association	Hope	NJ	03/22/1999	Satisfactory	Small Bank
11583	Evans National Bank of Angola	Angola	NY	03/15/1999	Satisfactory	Small Bank
1264	The National Bank of Vernon	Vernon	NY	02/22/1999	Satisfactory	Small Bank
6667	The Peoples National Bank of Mt. Pleasant	Mt. Pleasant	OH	03/22/1999	Satisfactory	Small Bank
2350	The Mahoning National Bank	Youngstown	OH	02/22/1999	Satisfactory	Large Bank
15106	Bryan County National Bank	Caddo	OK	04/27/1999	Satisfactory	Small Bank
13930	American N. B. & Trust Co. of Shawnee	Shawnee	OK	04/05/1999	Satisfactory	Small Bank
4704	The First NB and Trust Company of Vinita	Vinita	OK	04/05/1999	Satisfactory	Small Bank
9868	First National Community Bank	Dunmore	PA	02/16/1999	Satisfactory	Large Bank
9541	The Harleysville National Bank and Trust Co.	Harleysville	PA	02/16/1999	Satisfactory	Large Bank
22834	FirstBank, N.A.	Beaufort	SC	03/29/1999	Satisfactory	Small Bank
15537	Marquette Bank South Dakota, N.A.	Sioux Falls	SD	04/05/1999	Satisfactory	Small Bank
16320	American Bank, National Association	Dallas	TX	04/19/1999	Satisfactory	Small Bank
13698	Guaranty National Bank	Gainesville	TX	04/06/1999	Satisfactory	Small Bank
13443	Citizens National Bank	Henderson	TX	03/15/1999	Satisfactory	Large Bank
17828	Crockett County National Bank	Ozona	TX	04/26/1999	Satisfactory	Small Bank
4289	The First National Bank of Van Alstyne	Van Alstyne	TX	04/05/1999	Satisfactory	Small Bank
15247	Grundy National Bank	Grundy	VA	03/15/1999	Satisfactory	Small Bank
22763	Valley Bank, N.A.	Roanoke	VA	04/12/1999	Satisfactory	Small Bank
22210	Ledyard National Bank	Norwich	VT	03/08/1999	Satisfactory	Small Bank
23256	TCF National Bank Wisconsin	Milwaukee	WI	01/12/1998	Satisfactory	Large Bank