CRA Performance Evaluations: September 1999

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
22721	Arkansas National Bank	Bentonville	AR	10/05/1998	Satisfactory	Small Bank
23034	Bank of Arkansas, N.A.	Fayetteville	AR	04/05/1999	Satisfactory	Large Bank
13520	First National Bank of Phillips County	Helena	AR	05/03/1999	Satisfactory	Small Bank
21472	Western Security Bank, N.A.	Burbank	CA	06/14/1999	Satisfactory	Small Bank
23484	Independent National Bank	Ocala	FL	06/21/1999	Satisfactory	Small Bank
21980	Citrus Bank, N.A.	Vero Beach	FL	06/07/1999	Satisfactory	Small Bank
22047	Wayne National Bank	Jesup	GA	06/22/1999	Satisfactory	Small Bank
14911	Hawaii National Bank	Honolulu	HI	05/03/1999	Satisfactory	Large Bank
7369	First National Bank of Sioux Center	Sioux Center	IA	06/21/1999	Satisfactory	Small Bank
14366	Amcore Bank N.A., Rock River Valley	Dixon	IL	04/12/1999	Satisfactory	Large Bank
7236	Union National Bank & Trust Company of Elgin	Elgin	IL	06/14/1999	Satisfactory	Small Bank
11952	First National Bank of Grant Park	Grant Park	IL	02/16/1999	Satisfactory	Large Bank
8745	City National Bank	Metropolis	IL	07/06/1999	Satisfactory	Small Bank
15389	Community National Bank in Monmouth	Monmouth	IL	07/07/1999	Satisfactory	Small Bank
5304	The First National Bank of Ogden	Ogden	IL	06/07/1999	Satisfactory	Small Bank
2413	Citizens First National Bank of Princeton	Princeton	IL	04/14/1999	Satisfactory	Large Bank
13886	First Illinois National Bank	Savanna	IL	03/22/1999	Satisfactory	Small Bank
13682	The First National Bank in Toledo	Toledo	IL	05/17/1999	Satisfactory	Small Bank
15225	First National Bank of Winnebago	Winnebago	IL	06/09/1999	Satisfactory	Small Bank
14137	Amcore Bank, N.A. Northwest	Woodstock	IL	04/12/1999	Satisfactory	Large Bank
10254	Cumberland Valley National Bank & Trust Co.,	Berea	KY	02/08/1999	Satisfactory	Large Bank
23157	Centennial National Bank	Walker	MN	05/24/1999	Satisfactory	Small Bank
22892	Peoples National Bank	Seneca	MO	06/02/1999	Satisfactory	Small Bank
12333	First National Bank of St. Louis	St. Louis	MO	05/24/1999	Satisfactory	Large Bank
21158	Blackfeet National Bank	Browning	MT	05/10/1999	Outstanding	Small Bank
13148	Pinnacle Bank, N.A.	Central City	NE	05/17/1999	Satisfactory	Small Bank
10023	The Coleridge National Bank	Coleridge	NE	07/06/1999	Satisfactory	Small Bank
10823	First National Bank of Absecon	Absecon	NJ	05/25/1999	Satisfactory	Small Bank
9498	Farmers &Merchants N. B. of Bridgeton	Bridgeton	NJ	01/11/1999	Satisfactory	Large Bank
10440	Minnotola National Bank	Vineland	NJ	04/05/1999	Satisfactory	Large Bank
8561	The First National Bank of Ely	Ely	NV	05/24/1999	Satisfactory	Small Bank
21603	Standing Stone National Bank	Lancaster	OH	04/26/1999	Satisfactory	Small Bank
2837	The Ripley National Bank	Ripley	OH	06/01/1999	Satisfactory	Small Bank
17610	Century National Bank of Oklahoma	Pryor	OK	05/24/1999	Satisfactory	Small Bank
13679	Bank of Oklahoma, N.A.	Tulsa	OK	04/05/1999	Satisfactory	Large Bank
14860	Douglas National Bank	Roseburg	OR	06/07/1999	Satisfactory	Small Bank
664	Pioneer American Bank, N.A.	Carbondale	PA	03/15/1999	Satisfactory	Large Bank
9588	The Farmers National Bank	Newville	PA	06/14/1999	Satisfactory	Small Bank
21118	Eagle National Bank	Upper Darby	PA	05/05/1999	Satisfactory	Small Bank
16971	Citibank (South Dakota), N.A.	Sioux Falls	SD	05/24/1999	Outstanding	Limited Purpose Bank
22764	First National Bank South Dakota	Yankton	SD	05/26/1999	Satisfactory	Strategic Plan
13046	The First National Bank in Cooper	Cooper	TX	05/17/1999	Satisfactory	Small Bank
18307	Bank of Texas, N.A.	Dallas	TX	04/12/1999	Satisfactory	Large Bank
20513	MainBank, N.A.	Dallas	TX	05/31/1999	Satisfactory	Small Bank
14842	First National Bank of Fort Stockton	Fort Stockton	TX	06/01/1999	Satisfactory	Small Bank
16910	City National Bank	Kilgore	TX	06/14/1999	Satisfactory	Small Bank
12824	First National Bank Littlefield	Littlefield	TX	05/26/1999	Satisfactory	Small Bank
5409	First National Bank of Mount Vernon	Mount Vernon	TX	06/01/1999	Satisfactory	Small Bank
10360	First Victoria National bank	Victoria	TX	05/10/1999	Satisfactory	Large Bank
11826	Pioneer N. B. of Ladysmith	Ladysmith	WI	05/24/1999	Satisfactory	Small Bank