CRA Performance Evaluations: April 2002

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
10406	The First National Bank of Berryville	Berryville	AR	01/07/2002	Satisfactory	Small Bank
23946	Armed Forces Bank of California, N.A.	San Diego	CA	11/26/2001	Outstanding	Large Bank
14430	Uptown National Bank of Chicago	Chicago	IL	12/13/2001	Satisfactory	Small Bank
16199	The American National Bank of DeKalb Co.	Sycamore	IL	12/10/2001	Satisfactory	Small Bank
5349	The Caney Valley National Bank	Caney	KS	01/14/2002	Satisfactory	Small Bank
11798	The First National Bank of Louisburg	Louisburg	KS	01/14/2002	Satisfactory	Small Bank
22644	First National Bank of Kansas	Overland	KS	04/24/2000	Satisfactory	Strategic Plan
4364	The Citizens National Bank	Laurel	MD	09/24/2001	Satisfactory	Large Bank
6991	Miners National Bank of Eveleth	Eveleth	MN	01/07/2002	Satisfactory	Small Bank
11581	The First National Bank of Pine City	Pine City	MN	12/19/2001	Satisfactory	Small Bank
23295	Bremer Bank, N.A.	Grand Forks	ND	11/13/2001	Satisfactory	Large Bank
23297	Bremer Bank, N.A.	Minot	ND	11/13/2001	Outstanding	Large Bank
13423	First National Bank of Lewellen	Lewellen	NE	12/03/2001	Satisfactory	Small Bank
6866	The Citizens National Bank of Wisner	Wisner	NE	01/14/2002	Satisfactory	Small Bank
23927	The Citizens N. B. of Southwestern Ohio	Dayton	OH	01/07/2002	Satisfactory	Small Bank
9952	First National Bank & Trust	Elk City	OK	02/04/2002	Satisfactory	Small Bank
5796	First National Bank of Medford	Medford	OK	12/31/2001	Satisfactory	Small Bank
5252	The First National Bank & Trust Co. of Miami	Miami	OK	12/13/2001	Satisfactory	Small Bank
18233	Community National Bank of Okarche	Okarche	OK	01/22/2002	Satisfactory	Small Bank
23183	Ballinger National Bank	Ballinger	TX	01/28/2002	Satisfactory	Small Bank
5276	City National Bank of Colorado City	Colorado City	TX	01/07/2002	Satisfactory	Small Bank
18594	Texas National Bank of Jacksonville	Jacksonville	TX	02/15/2002	Satisfactory	Small Bank
3906	National Bank & Trust	La Grange	TX	01/14/2002	Satisfactory	Small Bank
17055	Franklin National Bank	Mount Vernon	TX	12/17/2001	Satisfactory	Small Bank
15257	Commercial National Bank of Texarkana	Texarkana	TX	01/14/2002	Satisfactory	Small Bank
11412	First National Bank of New Richmond	New Richmond	WI	12/03/2001	Outstanding	Small Bank
14506	First National Bank, Torrington	Torrington	WY	01/10/2002	Satisfactory	Small Bank