CRA Performance Evaluations: October 2002

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23801	South County Bank, National Association	Rancho Santa Margarita	CA	07/08/2002	Satisfactory	Small Bank
10901	The Citizens National Bank of Akron	Akron	CO	08/05/2002	Satisfactory	Small Bank
8695	The First National Bank of Ordway	Ordway	CO	06/25/2002	Satisfactory	Small Bank
17762	First USA Bank N.A.	Wilmington	DE	03/18/2002	Outstanding	Limited Purpose Bank
24308	InfiBank, National Association	Atlanta	GA	05/10/2002	Satisfactory	Limited Purpose Bank
21484	The Summit National Bank	Atlanta	GA	08/06/2001	Outstanding	Large Bank
11780	The Old Exchange National Bank of Okawville	Okawville	IL	07/29/2002	Satisfactory	Small Bank
18478	National Bank of Andover	Andover	KS	04/18/2002	Satisfactory	Small Bank
8467	Conway Bank, National Association	Conway Springs	KS	07/22/2002	Satisfactory	Small Bank
4284	Central National Bank	Junction City	KS	05/13/2002	Satisfactory	Large Bank
13522	Citizens National Bank of Cheboygan	Cheboygan	MI	05/13/2002	Satisfactory	Small Bank
3717	The First National Bank of Negaunee	Negaunee	MI	07/01/2002	Satisfactory	Small Bank
6813	First National Bank	Bagley	MN	07/08/2002	Satisfactory	Small Bank
10946	The First National Bank of Brewster	Brewster	MN	07/29/2002	Satisfactory	Small Bank
12395	The First National Bank of Cokato	Cokato	MN	07/29/2002	Satisfactory	Small Bank
7853	First National Bank	Camdenton	MO	08/12/2002	Satisfactory	Small Bank
9841	United States National Bank of Red Lodge	Red Lodge	MT	07/30/2002	Satisfactory	Small Bank
10440	Minotola National Bank	Vineland	NJ	05/13/2002	Satisfactory	Large Bank
5298	The First National Bank of Davis	Davis	OK	08/05/2002	Outstanding	Small Bank
8727	Southwest National Bank	Weatherford	OK	07/15/2002	Satisfactory	Small Bank
324	The First N. B. & Trust Co. of Newtown	Newtown	PA	03/25/2002	Satisfactory	Large Bank
2366	Quakertown National Bank	Quakertown	PA	02/25/2002	Satisfactory	Large Bank
12877	Deuel County National Bank	Clear Lake	SD	07/29/2002	Satisfactory	Small Bank
15417	Community National Bank	Dayton	TN	05/30/2002	Satisfactory	Small Bank
16076	Citizens National Bank	Sevierville	TN	04/30/2002	Satisfactory	Large Bank
8008	The First National Bank of Holland	Holland	TX	08/19/2002	Satisfactory	Small Bank
21017	MetroBank, N.A.	Houston	TX	05/13/2002	Outstanding	Large Bank
9810	The First National Bank of Mertzon	Mertzon	TX	06/03/2002	Satisfactory	Small Bank
10360	First Victoria National Bank	Victoria	TX	06/03/2002	Satisfactory	Large Bank
11379	The First National Bank of Woodsboro	Woodsboro	TX	08/06/2002	Satisfactory	Small Bank
16613	Patrick Henry National Bank	Bassett	VA	02/04/2002	Satisfactory	Large Bank
22983	Peoples National Bank	Danville	VA	02/04/2002	Satisfactory	Large Bank
23087	Central National Bank	Lynchburg	VA	06/19/2002	Satisfactory	Small Bank
23085	Shenandoah National Bank	Staunton	VA	06/19/2002	Satisfactory	Small Bank
23300	Bremer Bank, N.A.	Menomonie	WI	06/03/2002	Outstanding	Large Bank
14616	Superior National Bank	Superior	WI	07/29/2002	Satisfactory	Small Bank