CRA Performance Evaluations: February 2003

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
20412	First N. B. & Trust Co., of Mountain Home	Mountain Home	AR	11/04/2002	Outstanding	Small Bank
1214	National Iron Bank	Salisbury	CT	06/24/2002	Satisfactory	Small Bank
16325	Continental National Bank of Miami	Miami	FL	09/30/2002	Satisfactory	Small Bank
15748	Eastern National Bank	Miami	FL	09/09/2002	Satisfactory	Large Bank
7322	The First National Bank of Akron	Akron	IA	11/22/2002	Outstanding	Small Bank
10034	The Citizens First N. B. of Storm Lake	Storm Lake	IA	11/18/2002	Satisfactory	Small Bank
3105	The First National Bank of Waverly	Waverly	IA	11/04/2002	Outstanding	Small Bank
14437	First National Bank of Steeleville	Steeleville	IL	11/06/2002	Satisfactory	Small Bank
5559	The First National Bank of Southern Kansas	Mount Hope	KS	11/14/2002	Satisfactory	Small Bank
12168	The First National Bank of Tribune	Tribune	KS	11/04/2002	Outstanding	Small Bank
1467	First National Bank & Trust Company	Columbia	MO	10/15/2002	Satisfactory	Large Bank
18112	Commerce Bank, N.A.	Kansas City	MO	04/15/2002	Outstanding	Large Bank
23531	Community Bank, N.A.	Summersville	MO	11/12/2002	Outstanding	Small Bank
15386	First American Natonal Bank	Iuka	MS	10/29/2002	Satisfactory	Small Bank
13837	Western Bank of Chinook, N.A.	Chinook	MT	11/12/2002	Satisfactory	Small Bank
11307	The First National Bank of Fairfield	Farifield	MT	11/25/2002	Satisfactory	Small Bank
3960	The First National Bank of Albion	Albion	NE	12/06/2002	Satisfactory	Small Bank
14073	First National Bank in Exeter	Exeter	NE	12/16/2002	Satisfactory	Small Bank
2746	First National Bank and Trust Company	Falls City	NE	12/02/2002	Satisfactory	Small Bank
8161	The First National Bank of Johnson	Johnson	NE	11/21/2002	Satisfactory	Small Bank
8031	AmFirst Bank, N.A.	McCook	NE	10/15/2002	Satisfactory	Small Bank
8823	The McCook National Bank	McCook	NE	12/02/2002	Outstanding	Small Bank
16921	Siouxland National Bank	South Sioux City	NE	04/12/2002	Satisfactory	Small Bank
9179	The Park National Bank	Newark	OH	06/03/2002	Satisfactory	Large Bank
5401	The First National Bank & Trust Company	Nowata	OK	11/11/2002	Satisfactory	Small Bank
20880	Arlington National Bank	Arlington	TX	10/28/2002	Satisfactory	Small Bank
17652	City National Bank	Corsicana	TX	11/18/2002	Satisfactory	Small Bank
11595	The Perryton National Bank	Perryton	TX	10/30/2002	Satisfactory	Small Bank
17434	Atascosa National Bank	Pleasanton	TX	12/02/2002	Satisfactory	Small Bank
23943	Bank of Powhattan, N.A.	Powhattan	VA	11/04/2002	Satisfactory	Small Bank
945	State Financial Bank, N.A.	Hales Corners	WI	08/26/2002	Satisfactory	Large Bank
11051	The First National Bank of Niagara	Niagara	WI	11/04/2002	Satisfactory	Small Bank
12483	Citizens National Bank	Elkins	WV	11/13/2002	Satisfactory	Small Bank