Project REACh

Removing barriers to financial inclusion

Project REACh promotes financial inclusion through greater access to credit and capital.

REACh stands for Roundtable for Economic Access and Change, and the project brings together leaders from the banking industry, national civil rights organizations, business, and technology to reduce specific barriers that prevent full, equal, and fair participation in the nation’s economy.

Project REACh convenes people with the ability to help solve inherent policy problems so underserved populations may have the same opportunities to succeed and benefit from the nation’s financial system as others. The group identifies and works to reduce barriers to access that exist at the national or local levels to expand access to credit and capital.

“We have the ability to dramatically expand access to a financial system that provides economic opportunity to hundreds of millions of people by reducing barriers that keep many people from fully participating in our economy,” said Acting Comptroller of the Currency Brian P. Brooks.

Fact Sheet

The OCC recognizes that removing structural barriers to financial inclusion will result in broader participation in the economy and will help millions of people, previously left out of the system, to pursue their American dreams.

Founding Participants

Read more about what each of the founding participants have to say about removing barriers to financial inclusion.

Work Stream Participants

Workstream Participants

See which partners are working in each of the Project REACh workstreams: the alternative credit scoring utility team, the affordable homeownership team, the revitalizing minority deposit institutions team, and the small business opportunity team.

Minority Depository Institution Pledge

The Project REACh Pledge to Strengthen Minority Depository Institutions promotes the viability and preservation of minority depository institutions (MDI). We recognize the importance of MDIs within their communities.

Founding Participants

Founding participants include:

  • Brian P. Brooks, Acting Comptroller of the Currency
  • Brian Argrett, President and CEO, City First Bank of DC
  • Faith Bautista, President and CEO of National Asian American Coalition
  • Dr. John Boyd, President and Founder, National Black Farmers Association
  • Kara Brewer Boyd, President, Association of American Indian Farmers
  • Wayne Bradshaw, President and Chief Executive Officer (CEO) of Broadway Federal Bank
  • John Hope Bryant, Founder, Chairman, and CEO, Operation HOPE
  • Ramiro A. Cavazos, President and CEO, U.S. Hispanic Chamber of Commerce
  • Michael Corbat, CEO of Citigroup
  • Dante Desiderio, Executive Director of NAFOA
  • Derrick Johnson, President and CEO of the NAACP
  • Kenneth Lin, Founder and CEO of Credit Karma
  • Marc Morial, President and CEO of the National Urban League
  • Gordon Smith, Co-President and Chief Operating Officer of JPMorgan Chase
  • Steve Steinour, Chairman, President and CEO of Huntington Bank
  • Jin Sung, Chair of the National Diversity Coalition
  • John Taylor, President and Founder, National Community Reinvestment Coalition
  • Laurie Vignaud, President and CEO, Unity National Bank
  • Michael Weinbach, CEO of Consumer Lending, Wells Fargo