Advisory Letters issued prior to the OTS Integration date that apply to FSAs

OCC #	Issued Date	Guidance Title	Reason Applicable
AL 2003-2	02/21/2003	Guidelines for National Banks to Guard Against Predatory and Abusive Lending Practices	By OCC Bulletin 2013-34
AL 2002-3	03/22/2002	Guidance on Unfair or Deceptive Acts or Practices	By OCC Bulletin 2014-49
AL 2001-4	04/30/2001	Identity Theft and Pretext Calling	By OCC Bulletin 2012-02
AL 2000-10	11/27/2000	Payday Lending	By OCC Bulletin 2012-02
AL 2000-7	07/26/2000	Abusive Lending Practices	By OCC Bulletin 2013-34
AL 1998-15	09/24/1998	Real Estate Settlement Procedures Act (RESPA), Escrow Accounts	By OCC Bulletin 2015-25
AL 1997-7	07/23/1997	Affordable Mortgage Portfolios	By OCC Bulletin 2015-29