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News Release 2025-29 | April 1, 2025

OCC Releases CRA Performance Evaluations for 18 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of March 1, 2025, through March 31, 2025.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
First Pioneer National Bank Wray CO Outstanding
SouthState Bank, National Association Winter Haven FL Satisfactory
First National Bank, Ames, Iowa Ames IA Satisfactory
Barrington Bank & Trust Company, National Association Barrington IL Outstanding
Beverly Bank & Trust Company, National Association Chicago IL Outstanding
Central Savings, F.S.B. Chicago IL Outstanding
Farmers National Bank Prophetstown IL Satisfactory
Farmers National Bank of Griggsville Griggsville IL Satisfactory
First Federal Savings Bank Ottawa IL Satisfactory
Peoples National Bank of Kewanee Kewanee IL Satisfactory
Schaumburg Bank & Trust Company, National Association Schaumburg IL Satisfactory
First Financial Bank, National Association Terre Haute IN Satisfactory
Tecumseh Federal Bank Tecumseh NE Satisfactory
Signature Bank, National Association Toledo OH Satisfactory
Patrons Bank, National Association Okmulgee OK Outstanding
Fulton Bank, National Association Lancaster PA Outstanding
First Dakota National Bank Yankton SD Outstanding
The Santa Anna National Bank Santa Anna TX Outstanding

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

To receive alerts for news releases announcing CRA performance evaluations, subscribe to OCC Email Updates.

Media Contact

Monica McCoy
(202) 649-6870