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News Release 2026-84 | October 1, 2026

OCC Releases CRA Performance Evaluations for 13 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2026, through September 30, 2026.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
Axos Bank San Diego CA Satisfactory
Constitution Bank, National Association Hillsboro IL Satisfactory
GN Bank Chicago IL Satisfactory
The Farmers and Merchants National Bank of Nashville Nashville IL Satisfactory
Beauregard FSB DeRidder LA Satisfactory
First Federal Bank of Louisiana Lake Charles LA Outstanding
Ameriprise Bank FSB Minneapolis MN Satisfactory
First National Bank at St. James St. James MN Outstanding
MidCountry Bank Bloomington MN Outstanding
First United National Bank Fryburg PA Satisfactory
First National Bank of Fort Stockton Fort Stockton TX Satisfactory
The First National Bank of Tom Bean Tom Bean TX Satisfactory
CCFBank National Association Altoona WI Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA.

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Media Contact

Stephanie Collins
(202) 649-6870