Home Mortgage Disclosure Act (Interagency)

Overview

This booklet addresses compliance with the Home Mortgage Disclosure Act and Regulation C.

Applicability

This booklet applies to the OCC's supervision of national banks and federal savings associations. For statutes, regulations, and guidance referenced in this booklet, consult those sources to determine applicability to federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.

Related

• OCC Bulletin 2019-12, Home Mortgage Disclosure Act: Key Data Fields for Full and Partial Reporters
• OCC Bulletin 2017-62, Home Mortgage Disclosure Act: Implementation of Data Collection in 2018
• OCC Bulletin 2017-31, "Home Mortgage Disclosure Act: Updated FFIEC Examiner Transaction Testing Guidelines"