September 2021

Problem Bank Supervision

This publication is a part of:

Collection: Comptroller’s Handbook

Series: Examination Process

Overview

This booklet is the central reference for the OCC's problem bank supervision policy. The booklet describes the OCC's approach to timely identification and rehabilitation of problem banks. Timely identification and rehabilitation include advanced supervision, enforcement, and resolution strategies, when conditions warrant. Examiners use this booklet in conjunction with the “Bank Supervision Process,” "Community Bank Supervision," "Federal Branches and Agencies Supervision," "Large Bank Supervision," and other booklets of the Comptroller's Handbook, as applicable.

Applicability

This booklet is prepared for use by OCC examiners in connection with their examination and supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.