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Collection: Semiannual Risk Perspective
OCC Report Discusses Risks Facing National Banks and Federal Savings Associations
Interest rate, underwriting, strategic, compliance, and cybersecurity top the Office of the Comptroller of the Currency's (OCC) supervisory concerns in its Semiannual Risk Perspective for Spring 2015, released today.
The report, which covers risks facing national banks and federal savings associations based on data through the end of 2014, also noted declining revenues and profitability overall in OCC-supervised institutions.
Highlights from the report include:
The report presents data in four main areas: the operating environment, bank condition, key risk issues, and regulatory actions. It focuses on issues that pose threats to the safety and soundness of those financial institutions regulated by the OCC. It is intended as a resource to the industry, examiners, and the public.