CRA Performance Evaluations: January 1999

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
15482	Pine Bluff National Bank	Pine Bluff	AR	10/13/1998	Satisfactory	Small Bank
21920	May National Bank of Arizona	Temple	AZ	08/24/1998	Satisfactory	Limited Purpose Bank
22394	Founders National Bank of Los Angeles	Los Angeles	CA	10/13/1998	Satisfactory	Small Bank
17510	Sierra National Bank	Tehachapi	CA	08/24/1998	Satisfactory	Small Bank
7637	First National Bank - Colorado	Fowler	CO	09/05/1998	Satisfactory	Small Bank
8511	Canaan National Bank	Canaan	CT	08/10/1998	Outstanding	Small Bank
22277	Associates National Bank (Delaware)	Wilmington	DE	05/30/1997	Needs to Improve	Limited Purpose Bank
4677	First Citizens National Bank	Mason City	IA	08/10/1998	Satisfactory	Large Bank
14504	Marquette National Bank	Chicago	IL	01/26/1998	Needs to Improve	Large Bank
14467	University National Bank	Chicago	IL	08/24/1998	Satisfactory	Small Bank
14403	National Bank of Earlville	Earlville	IL	10/15/1998	Satisfactory	Small Bank
13448	First National Bank in Georgetown	Georgetown	IL	10/13/1998	Satisfactory	Small Bank
2242	The Havana National Bank	Havana	IL	10/19/1998	Satisfactory	Small Bank
5398	First National Bank of Rossville	Rossville	IL	10/16/1998	Satisfactory	Small Bank
5267	The Riddell National Bank of Brazil, IN	Brazil	IN	09/22/1998	Satisfactory	Small Bank
23076	The Merchants National Bank of Terre Haute	Terre Haute	IN	10/05/1998	Satisfactory	Large Bank
10359	Citizens National Bank	Arlington	KS	10/26/1998	Satisfactory	Small Bank
12694	The Hoisington National Bank	Hoisington	KS	08/03/1998	Satisfactory	Small Bank
6720	The First National Bank of Liberal	Liberal	KS	10/26/1998	Satisfactory	Small Bank
22799	Community National Bank	Topeka	KS	11/02/1998	Satisfactory	Small Bank
3886	The First National Bank of St. Ignace	St. Ignace	MI	10/05/1998	Satisfactory	Small Bank
9703	The First National Bank of Deerwood	Deerwood	MN	10/05/1998	Satisfactory	Small Bank
2571	First Minnesota Bank, N.A.	Glencoe	MN	10/13/1998	Satisfactory	Small Bank
6921	The First National Bank of Le Center	Le Center	MN	10/26/1998	Satisfactory	Small Bank
13350	Community National Bank of Northfield	Northfield	MN	09/21/1998	Satisfactory	Small Bank
13313	First National Bank of Homes County	Lexington	MS	10/05/1998	Satisfactory	Small Bank
14275	First National Bank & Trust Co. of Williston	Williston	ND	10/19/1998	Satisfactory	Small Bank
23415	Community First National Bank	Alliance	NE	08/03/1998	Satisfactory	Large Bank
6506	The First National Bank of Cambridge	Cambridge	NE	10/26/1998	Satisfactory	Small Bank
12606	Yardville National Bank	Mercerville	NJ	08/24/1998	Satisfactory	Large Bank
15259	The First National Bank of Mexico	Clayton	NM	10/05/1998	Satisfactory	Small Bank
8588	The First National Bank of Blanchester	Blanchester	OH	09/28/1998	Satisfactory	Small Bank
5634	Citizens National Bank of Chillicothe	Chillicothe	OH	10/05/1998	Satisfactory	Small Bank
21922	May National Bank of Ohio	Lorain	OH	08/24/1998	Satisfactory	Limited Purpose Bank
14586	Fifth Third Bank of Northwestern Ohio, N.A.	Toledo	OH	02/17/1998	Satisfactory	Large Bank
18487	Landmark Bank Company, N.A.	Madill	OK	08/17/1998	Satisfactory	Small Bank
8313	First National Bank in Pawkuska	Pawhuska	OK	11/02/1998	Satisfactory	Small Bank
7788	American N.B. & Trust Co., of Sapupla, Oklahoma	Sapulpa	OK	09/28/1998	Satisfactory	Small Bank
7217	The First National Bank of Stigler	Stigler	OK	10/13/1998	Satisfactory	Small Bank
644	The Honesdale National Bank	Honesdale	PA	08/31/1998	Satisfactory	Small Bank
5077	Nazareth National Bank and Trust Company	Nazareth	PA	08/03/1998	Satisfactory	Large Bank
1338	Fleet National Bank	Providence	RI	02/23/1998	Satisfactory	Large Bank
12838	First National Bank in Brookings	Brookings	SD	10/05/1998	Satisfactory	Large Bank
10583	Erwin National Bank	Erwin	TN	06/30/1998	Satisfactory	Small Bank
2221	First National Bank of McMinnville	McMinnville	TN	08/10/1998	Satisfactory	Small Bank
21972	Enterprise National Bank	Memphis	TN	09/14/1998	Satisfactory	Small Bank
18612	First Bank of Conroe, N.A.	Conroe	TX	09/28/1998	Satisfactory	Small Bank
20650	The National Bank of Madisonville	Madisonville	TX	07/20/1998	Satisfactory	Small Bank
8769	FirstBank Southwest, N.A.	Perryton	TX	10/05/1998	Satisfactory	Large Bank
9924	Powell Valley National Bank	Jonesville	VA	06/30/1998	Satisfactory	Small Bank
4639	Wood County National Bank	WI Rapids	WI	09/21/1998	Satisfactory	Small Bank
14570	First National Bank in Evanston	Evanston	WY	10/05/1998	Satisfactory	Small Bank
16543	First National Bank Kemmerer	Kemmerer	WY	09/21/1998	Satisfactory	Small Bank