CRA Performance Evaluations: June 1999

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
17731	First Charter Bank, N.A.	Beverly Hills	CA	01/19/1999	Satisfactory	Small Bank
16240	Los Angeles National Bank	Buena Park	CA	03/08/1999	Satisfactory	Small Bank
18383	International City Bank, N.A.	Long Beach	CA	03/08/1999	Satisfactory	Small Bank
15058	Pikes Peak National Bank	Colorado Springs	CO	03/01/1999	Satisfactory	Small Bank
8205	The First National Bank of Julesburg	Julesburg	CO	02/08/1999	Satisfactory	Small Bank
6030	The First National Bank of Las Animas	Las Animas	CO	03/29/1999	Satisfactory	Small Bank
22791	Universal Bank, N.A.	Columbus	GA	02/22/1999	Satisfactory	Limited Purpose Bank
14255	Citizens National Bank of Quitman	Quitman	GA	03/09/1999	Satisfactory	Small Bank
23216	Barrington Bank & Trust Company, N.A.	Barrington	IL	02/16/1999	Satisfactory	Small Bank
14748	Downers Grove National Bank	Downers Grove	IL	01/04/1999	Satisfactory	Small Bank
14662	First National Bank of Morton Grove	Morton Grove	IL	01/11/1999	Satisfactory	Large Bank
7077	White Hall National Bank	White Hall	IL	03/15/1999	Needs to Improve	Small Bank
12132	The National City Bank of Evansville	Evansville	IN	01/25/1999	Satisfactory	Large Bank
14529	Mercantile National Bank of Indiana	Hammond	IN	12/09/1997	Satisfactory	Large Bank
8467	The First National Bank	Conway Springs	KS	01/12/1998	Satisfactory	Small Bank
3216	The First National Bank of Girard	Girard	KS	02/22/1999	Satisfactory	Small Bank
13347	The Girard National Bank	Girard	KS	03/29/1999	Satisfactory	Small Bank
8808	The First National Bank of Scott City	Scott City	KS	04/20/1998	Satisfactory	Small Bank
10161	First National Bank of Spearville	Spearville	KS	07/27/1998	Satisfactory	Small Bank
20068	Tri-County National Bank	Corbin	KY	03/22/1999	Satisfactory	Small Bank
14894	Fort Knox National Bank	Radcliff	KY	02/18/1999	Satisfactory	Small Bank
2618	Community National Bank	Hudson	MA	01/25/1999	Satisfactory	Large Bank
2341	The Centreville National Bank of Maryland	Centreville	MD	03/22/1999	Satisfactory	Small Bank
1596	Union National Bank	Westminster	MD	03/15/1999	Satisfactory	Small Bank
23285	Bremer Bank, N.A.	Alexandria	MN	09/21/1998	Satisfactory	Large Bank
23288	Bremer Bank, N.A.	Detroit Lakes	MN	09/21/1998	Satisfactory	Large Bank
23295	Bremer Bank, N.A.	Grand Forks	ND	09/21/1998	Satisfactory	Large Bank
23297	Bremer Bank, N.A.	Minot	ND	09/21/1998	Satisfactory	Large Bank
6805	The Genoa National Bank	Genoa	NE	11/24/1998	Satisfactory	Small Bank
18601	Charter West National Bank	West Point	NE	03/29/1999	Satisfactory	Small Bank
1122	Central National Bank	Canajoharie	NY	11/30/1998	Satisfactory	Large Bank
13825	The National Bank of Florida	Florida	NY	03/01/1999	Needs to Improve	Small Bank
22844	Trustco Bank, N.A.	Schenectady	NY	11/02/1998	Satisfactory	Large Bank
14501	The United National Bank and Trust Company	Canton	OH	01/25/1999	Satisfactory	Large Bank
5753	City National Bank and Trust Company	Lawton	OK	12/31/1998	Satisfactory	Small Bank
11306	The First National Bank of Nash	Nash	OK	04/05/1999	Satisfactory	Small Bank
14301	The Gratz National Bank	Gratz	PA	03/01/1999	Satisfactory	Small Bank
1316	PNC Bank, N.A.	Pittsburgh	PA	07/06/1998	Outstanding	Large Bank
23226	Security National Bank of South Dakota	Dakota Dunes	SD	03/17/1999	Satisfactory	Small Bank
14252	First National Bank	Pierre	SD	02/01/1999	Satisfactory	Small Bank
7337	First National Bank of Anderson	Anderson	TX	03/11/1999	Satisfactory	Small Bank
3533	The First National Bank of Ballinger	Ballinger	TX	03/31/1999	Satisfactory	Small Bank
4238	First National Bank of Beeville	Beeville	TX	03/29/1999	Satisfactory	Small Bank
18162	The First National Bank of Benton	Benton	TX	02/16/1999	Satisfactory	Small Bank
3446	The First National Bank of Bryan	Bryan	TX	03/22/1999	Satisfactory	Small Bank
8575	The First National Bank of Eldorado	Eldorado	TX	03/29/1999	Satisfactory	Small Bank
4418	First National Bank in Graham	Graham	TX	03/25/1999	Satisfactory	Small Bank
21017	MetroBank, N.A.	Houston	TX	01/19/1999	Satisfactory	Large Bank
5932	First National Bank of Kemp	Kemp	TX	03/31/1999	Satisfactory	Small Bank
16752	Lubbock National Bank	Lubbock	TX	03/08/1999	Satisfactory	Small Bank
18480	Inter National Bank	McAllen	TX	03/22/1999	Satisfactory	Small Bank
23266	Texas National Bank	Tomball	TX	02/01/1999	Satisfactory	Small Bank
16617	American National Bank	Wichita Falls	TX	02/08/1999	Satisfactory	Small Bank
14095	Security National Bank of Durand	Durand	WI	03/15/1999	Satisfactory	Small Bank
11463	Union National Bank & Trust Company	Sparta	WI	02/16/1999	Satisfactory	Small Bank
13830	First National Bank	Ronceverte	WV	02/22/1999	Outstanding	Small Bank
10127	First National Bank	Spencer	WV	03/08/1999	Satisfactory	Small Bank
10370	Matewan National Bank	Williamson	WV	01/04/1999	Satisfactory	Large Bank