CRA Performance Evaluations: April 2005

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23034	Bank of Arkansas, N.A.	Fayetteville	AR	10/06/2004	Satisfactory	Large Bank
23543	California National Bank	Los Angeles	CA	110/4/2002	Satisfactory	Large Bank
24102	Calnet Business Bank, N.A.	Sacramento	CA	11/29/2004	Satisfactory	Small Bank
22545	Patriot National Bank	Stamford	CT	05/10/2004	Satisfactory	Small Bank
21730	First National Bank of Osceola County	Kissimmee	FL	11/16/2004	Satisfactory	Small Bank
16401	Mellon United National Bank	Miami	FL	12/31/2003	Outstanding	Large Bank
24369	American Bank and Trust Company, N.A.	Davenport	IA	12/09/2003	Satisfactory	Large Bank
23351	Community National Bank	Waterloo	IA	01/04/2005	Outstanding	Small Bank
12779	Great Lakes Bank, N.A.	Blue Island	IL	08/11/2003	Satisfactory	Large Bank
24430	South Central Bank, N.A.	Chicago	IL	12/20/2004	Outstanding	Small Bank
9582	The First National Bank of Dietrich	Dietrich	IL	01/10/2005	Satisfactory	Small Bank
9922	The First National Bank of Mt. Auburn	Mount Auburn	IL	02/10/2005	Satisfactory	Small Bank
13478	First National Bank of Pana	Pana	IL	02/03/2005	Satisfactory	Small Bank
9384	United National Bank	Natoma	KS	12/30/2004	Satisfactory	Small Bank
9320	The First National Bank of Jackson	Jackson	KY	12/16/2004	Satisfactory	Small Bank
9596	The First National Bank of Starbuck	Starbuck	MN	01/03/2005	Satisfactory	Small Bank
10865	Winona National Bank	Winona	MN	01/03/2005	Outstanding	Small Bank
15850	First National Bank of Luedale	Lucedale	MS	01/18/2005	Satisfactory	Small Bank
6776	First National Bank of Shelby	Shelby	NC	11/15/2004	Satisfactory	Large Bank
23742	Bank of Albuquerque, N.A.	Albuquerque	NM	10/04/2004	Satisfactory	Large Bank
14579	FirstMerit Bank, N.A.	Akron	OH	05/17/2004	Satisfactory	Large Bank
7518	Community First Bank, N.A.	Forest	OH	01/03/2005	Satisfactory	Small Bank
22183	Spirit of America National Bank	Milford	OH	07/30/2004	Satisfactory	Limited Purpose Bank
12591	The First National Bank & Trust Co. of Ada	Ada	OK	01/03/2005	Satisfactory	Large Bank
8615	The First National Bank of Seiling	Seiling	OK	12/15/2004	Satisfactory	Small Bank
249	First National Bank of Pennsylvania	Greenville	PA	09/20/2004	Satisfactory	Large Bank
21118	Eagle National Bank	Upper Darby	PA	12/13/2004	Satisfactory	Small Bank
4208	First National Bank of Huntsville	Huntsville	TX	01/11/2005	Satisfactory	Small Bank
23117	State National Bank	Lubbock	TX	05/03/2004	Satisfactory	Large Bank
23447	First Independent National Bank	Plano	TX	12/07/2004	Satisfactory	Small Bank
24141	Treasury Bank, N.A.	Alexandria	VA	10/18/2004	Satisfactory	Large Bank
15359	Hilltop National Bank	Casper	WY	11/29/2004	Outstanding	Large Bank