CRA Performance Evaluations: December 2013

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
16579	First National Bank	Hamilton	AL	07/29/2013	Outstanding	Small Bank
13752	The Headland National Bank	Headland	AL	10/08/2013	Satisfactory	Small Bank
1214	The National Iron Bank	Salisbury	CT	07/18/2013	Satisfactory	Small Bank
16401	Sabadell United Bank, National Association	Miami	FL	08/02/2013	Outstanding	Large Bank
708007	Gibraltar Private Bank & Trust Company	Coral Gables	FL	07/01/2013	Satisfactory	Large Bank
4934	The First National Bank of Carmi	Carmi	IL	04/08/2013	Satisfactory	Intermediate Small Bank
703767	United Community Bank	Lawrenceburg	IN	02/19/2013	Outstanding	Intermediate Small Bank
704433	First Savings Bank, F.S.B.	Clarksville	IN	09/02/2013	Satisfactory	Intermediate Small Bank
3855	The First National Bank of Sedan	Sedan	KS	10/18/2013	Satisfactory	Small Bank
718001	H&R Block Bank	Kansas City	KS	09/09/2013	Satisfactory	Large Bank
7844	The St. John National Bank	St. John	KS	10/15/2013	Satisfactory	Small Bank
707794	Rollstone Bank & Trust	Fitchburg	MA	08/12/2013	Outstanding	Intermediate Small Bank
708149	American Bank	Rockville	MD	07/01/2013	Satisfactory	Intermediate Small Bank
9087	Superior National Bank & Trust Company	Hancock	MI	08/16/2013	Satisfactory	Intermediate Small Bank
702248	Midwest Federal Savings and Loan Association of St. Joseph	St. Joseph	MO	08/27/2013	Outstanding	Small Bank
703927	North American Savings Bank, FSB	Grandview	MO	01/07/2013	Satisfactory	Large Bank
702983	American Federal Bank	Fargo	ND	08/20/2013	Satisfactory	Intermediate Small Bank
6221	First National Bank Northeast	Lyons	NE	10/07/2013	Satisfactory	Small Bank
3496	First National Bank North Platte	North Platte	NE	10/08/2012	Satisfactory	Large Bank
14786	First National Bank	Alamogordo	NM	07/29/2013	Satisfactory	Intermediate Small Bank
21530	Saratoga National Bank and Trust Company	Saratoga Springs	NY	09/03/2013	Satisfactory	Small Bank
702201	First Federal Savings of Middletown	Middletown	NY	06/24/2013	Satisfactory	Small Bank
704519	Mutual FSB, A Fssb	Sidney	OH	07/22/2013	Outstanding	Small Bank
703692	Monroe FS & LA	Tipp City	OH	08/06/2013	Satisfactory	Small Bank
46	The First National Bank of McConnelsville	McConnelsville	OH	08/05/2013	Satisfactory	Small Bank
701158	Warsaw Federal Savings & Loan Association	Cincinnati	OH	04/01/2013	Outstanding	Small Bank
22764	First National Bank South Dakota	Yankton	SD	10/08/2012	Satisfactory	Large Bank
16892	Woodforest National Bank	The Woodlands	TX	07/23/2012	Needs to Improve	Large Bank
15820	American Bank, National Association	Corpus Christi	TX	09/16/2013	Satisfactory	Large Bank
15257	Commercial National Bank of Texarkana	Texarkana	TX	09/23/2013	Outstanding	Small Bank
24908	Morgan Stanley Bank, National Association	Salt Lake City	UT	07/29/2013	Outstanding	Wholesale Bank
705848	E*TRADE Bank	Arlington	VA	10/15/2012	Satisfactory	Large Bank
718000	E*TRADE Savings Bank	Arlington	VA	12/31/2012	Needs to Improve	Large Bank
717079	Bank Mutual	Brown Deer	WI	01/28/2013	Satisfactory	Large Bank