CRA Performance Evaluations: January 2013

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23446	U.S. Bank NA North Dakota	Fargo	ND	12/31/2008	Satisfactory	Large Bank
24349	Forcht Bank, NA	Lexington	KY	08/13/2012	Satisfactory	Intermediate Small Bank
4860	The Midland NB of Newton	Newton	KS	09/26/2012	Satisfactory	Small Bank
13479	The Lincoln NB of Hodgenville	Hodgenville	KY	09/26/2012	Satisfactory	Small Bank
23841	Cherokee Bank, NA	Canton	GA	07/16/2012	Satisfactory	Small Bank
23204	Bremer Bank, NA	Fargo	ND	08/13/2012	Satisfactory	Large Bank
23285	Bremer Bank, NA	Alexandria	MN	08/13/2012	Satisfactory	Large Bank
15401	Heritage Bank, NA	Spicer	MN	10/15/2012	Satisfactory	Small Bank
15284	First National Bank of Clarksdale	Clarksdale	MS	09/04/2012	Satisfactory	Intermediate Small Bank
708547	First Savings Bank	Beresford	SD	07/09/2012	Satisfactory	Intermediate Small Bank
24466	Beverly Bank and Trust Company, NA	Chicago	IL	07/09/2012	Outstanding	Large Bank
22210	Ledyard National Bank	Norwich	VT	10/31/2012	Satisfactory	Intermediate Small Bank
3375	Bank of the Rockies, NA	White Sulphur Springs	MT	10/29/2012	Satisfactory	Small Bank
4975	Bank First National	Manitowoc	WI	08/20/2012	Outstanding	Intermediate Small Bank
8731	First Financial Bank, NA	Southlake	TX	10/22/2012	Satisfactory	Small Bank
715115	Everbank	Jacksonville	FL	04/30/2012	Satisfactory	Large Bank
708028	Sterling Bank and Trust, FSB	Southfield	MI	07/23/2012	Satisfactory	Intermediate Small Bank
702849	Elberton FS&LA	Elberton	GA	09/10/2012	Satisfactory	Small Bank
12190	Incommons Bank, NA	Mexia	TX	05/07/2012	Satisfactory	Small Bank
700962	Eureka Bank	Pittsburgh	PA	09/17/2012	Outstanding	Small Bank
15482	Pine Bluff National Bank	Pine Bluff	AR	03/19/2012	Satisfactory	Intermediate Small Bank
10180	The First National Bank of Waterloo	Waterloo	IL	08/01/2012	Satisfactory	Intermediate Small Bank
12968	Kleberg First NB of Kingsville	Kingsville	TX	10/09/2012	Satisfactory	Intermediate Small Bank
5635	The First National Bank of Waverly	Waverly	OH	08/20/2012	Satisfactory	Small Bank
704202	Alaska Pacific Bank	Juneau	AK	10/29/2012	Satisfactory	Small Bank
7814	The Jacksboro National Bank	Jacksboro	TX	10/15/2012	Satisfactory	Small Bank
701538	Bank of New Orleans	Metairie	LA	10/01/2012	Satisfactory	Intermediate Small Bank
20184	Citizens National Bank, NA	Bossier City	LA	11/13/2012	Satisfactory	Intermediate Small Bank
23295	Bremer Bank, NA	Grand Forks	ND	08/13/2012	Satisfactory	Large Bank
704055	Clay County Savings Bank	Liberty	MO	10/09/2012	Satisfactory	Small Bank
700495	Progressive-Home FSLA	Pittsburgh	PA	09/17/2012	Satisfactory	Small Bank
717967	United Bank	West Springfield	MA	10/29/2012	Satisfactory	Large Bank
2747	Horizon Bank, NA	Michigan City	IN	06/04/2012	Satisfactory	Large Bank
14310	The First National Bank in Staunton	Staunton	IL	01/06/2012	Satisfactory	Intermediate Small Bank
706624	New Buffalo Savings Bank, FSB	New Buffalo	MI	07/31/2012	Outstanding	Small Bank
9888	First National Bank	Heavener	OK	12/05/2012	Satisfactory	Small Bank
15429	Firstar Bank, NA	Sallisaw	OK	11/29/2012	Satisfactory	Small Bank
704395	First Federal Savings Bank	Monessen	PA	09/17/2012	Satisfactory	Intermediate Small Bank
13722	Britton & Koontz Bank, NA	Natchez	MS	10/01/2012	Satisfactory	Intermediate Small Bank
705091	Ocean City Home Bank	Ocean City	NJ	10/22/2012	Satisfactory	Intermediate Small Bank
3231	The First National Bank of Beloit	Beloit	KS	10/09/2012	Satisfactory	Small Bank
717972	Share Plus Federal Bank	Plano	TX	10/29/2012	Satisfactory	Small Bank
24129	Bridge Bank, National Association	San Jose	CA	08/02/2010	Satisfactory	Intermediate Small Bank