Responsible Innovation

Responsible Innovation

The business of banking is rapidly changing with the increasing adoption of digital technologies and digital assets by banking customers. These innovations can provide convenience and accessibility, but also have the potential to bring risks. The OCC provides policy, guidance, advisories, and information about the use of digital assets in the federal banking system.

The OCC has established an Office of Innovation and has implemented a framework supporting responsible innovation. The office serves as the central point of contact and clearing house for requests and information related to innovation.

At the Office of the Comptroller of the Currency, we are making certain that institutions with federal charters have a regulatory framework that is receptive to responsible innovation and supervision that supports it.

– "Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective"


Office of Innovation at a Glance

Responsible Innovation

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OCC's Responsible Innovation FrameworkShow
Related News and IssuancesShow
Special Purpose National Bank Charter InformationShow
OCC's Innovation InitiativeShow