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Yan (Jenny) Zhang is a Lead Modeling Expert of the Commercial Credit Risk Analysis Division within Supervision Risk and Analysis at the Office of the Comptroller of the Currency (OCC).
Prior to joining the OCC in 2008, Dr. Zhang worked for seven years in the banking industry. Dr. Zhang earned a Ph.D. in economics and an M.S. in statistics from Iowa State University, and a B.A. and an M.A. in economics from Fudan University in China.
Dr. Zhang's research interests include Real Estate Finance, Fair Lending, Banking and Regulation, Household Financial Decision-Making, and Financial Econometrics.
Dr. Zhang’s research papers can be found here.