Office of Thrift Supervision (OTS) Application Decision Letters

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Issue Date	Title
07/11/2011	Full Stock Conversion and Holding Company Acquisition – Home Federal Savings and Loan Association, Ashland, Kentucky and Poage Bankshares, Inc., Ashland, Kentucky
07/01/2011	MHC Reorganization and HOLA 10(L) Election – Valley Central Savings Bank, Reading, Ohio and Valley Central Bancorp, Inc., Reading, Ohio
06/30/2011	MHC Reorganization – The Cincinnatus Savings and Loan Company, Cheviot, Ohio and Cincinnatus Community Bancorp, Inc., Cheviot, Ohio
05/13/2011	Second Step Stock Conversion and Holding Company Acquisition – Naugatuck Valley Mutual Holding Company, Naugatuck, Connecticut and Naugatuck Valley Savings and Loan, Naugatuck, Connecticut/Naugatuck Valley Financial Corporation, Naugatuck, Connecticut
05/13/2011	Full Stock Conversion and Holding Company Acquisition – Iroquois FS & LA, Watseka, Illinois and IF Bancorp, Inc., Watseka, Illinois
04/06/2011	Minority Stock Issuance – Pathfinder Bancorp, Inc., Oswego, New York
03/31/2011	Minority Stock Issuance – Mid-Southern Savings Bank, FSB, Salem, Indiana
03/21/2011	Charter Amendment - Savings Institute Bank and Trust Co., Willimantic, Connecticut
03/04/2011	Management Interlocks - Hawaiian Electric Industries, Inc., Honolulu, Hawaii
02/11/2011	Second Step Stock Conversion and Holding Company Acquisition – Franklin Financial Corporation MHC, Glen Allen, Virginia and Franklin Federal Savings Bank, Glen Allen, Virginia/Franklin Financial Corporation, Glen Allen, Virginia

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