Subject: Counterfeit Cashier's Checks
Date: March 30, 2012
Description: Citizens National Bank of Texas
Counterfeit Cashier's Checks of Citizens National Bank of Texas, Waxahachie, Texas
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 111901629 are being presented for payment nationwide in connection with a variety of Internet auction and employment scams.
The counterfeit items resemble the bank's authentic cashier's checks but may be identified by the following: Counterfeit items are green in color and contain a darkened top border with a security statement that reads "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINITING. REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Items presented to date have been made payable for varying amounts and have included the remitter name of Andy Villalpando.
For additional information and guidance and to verify the authenticity of Citizens National Bank of Texas' cashier's checks, please contact Kerri Araujo, Senior Vice President & BSA Officer, by mail at 200 N. Elm, Waxahachie, TX 75165; by telephone at (972) 351-5163; by fax at (972) 938-4308; or by e-mail at email@example.com.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the OCC may be forwarded to
Richard C. Stearns