Subject: Counterfeit Cashier's Checks
Date: November 12, 2013
Description: First National Bank Albany/Breckenridge
Counterfeit Cashier's Checks: First National Bank Albany/Breckenridge, Albany, Texas
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 111909663 are being presented for payment nationwide in connection with a mystery shopping scam as well as online auctions.
The counterfeit checks closely resemble the bank’s authentic items but may be identified by the following: Counterfeit items contain a dark top border with the following security statement: “THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.” Items presented to date in reference to the mystery shopping scam have contained a remitter name of Thompson Cleaver and are made payable in the amount of $1,850.
Correspondence accompanying the mystery shopping scam checks are signed by a Dr. Robert Walton and contain contact e-mails of email@example.com and firstname.lastname@example.org. The letter explains that the recipient is to use the majority of the funds to send a wire transfer to a specific individual and to use a small amount of the funds to shop at a local Walmart store.
For additional information and guidance and to verify the authenticity of First National Bank Albany/Breckenridge’s cashier’s checks, please contact Compliance Officer Sharon Pendleton at 101 E. Walker St., Breckenridge, TX 76424; by telephone at (254) 559-2222, Ext. 14; by fax at (254) 5599805, or by e-mail at email@example.com.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick