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Alert 2013-6
Description: First Federal Bank of Florida

Counterfeit Cashier's Checks: First Federal Bank of Florida

To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel

The above-named bank has reported that counterfeit cashier’s checks issued in the bank’s name and using a correct routing number of 263184488 are being presented for payment nationwide in connection with unknown scams.

The counterfeit checks do not resemble the bank’s authentic items and may be identified by the following: Counterfeit items contain the incorrect bank names of either “First Federal Savings Bank of Florida” or “Federal State Savings Bank of Florida” in the upper-left corner of the instrument. The words “Cashiers Check” or “CASHIER’S CHECK” are located in the top-center portion of the checks, and the following security statement may be printed in the top border: “THIS CHECK IS VOID WITHOUT A GREEN BACKGROUND AND AN ARTIFICIAL WATERMAK ON THE BANK – HOLD AT ANGLE TO VIEW.” The following statement appears beneath the signature line: “SIGNATURE AREA HAS A COLORED BACKGROUND – BORDER CONTAINS MICROPRINTING.” Items presented to date contain serial numbers in the 152000 series and may contain remitter names of either Craig Brown or John Smith.

For additional information and guidance and to verify the authenticity of First Federal Bank of Florida’s cashier’s checks, please contact Ashley Fieber, BSA/Fraud Compliance Officer–BSA Compliance Department, by mail at 4705 West U.S. Hwy. 90, Lake City, FL 32055; by telephone at (904) 398-7859, x3337; or by e-mail at Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:

  • Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC’s Web site at
  • Royal Canadian Mounted Police (to report Canadian scams): by telephone at (888) 495-8501 or by e-mail at Its Web site,, provides additional contact telephone numbers. 
  • Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The Web site offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions. 
  • Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the Internet): Its Web site is
  • If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form at

Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
 Mail:Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
 Fax:(202) 649-6450

For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at


Ellen M. Warwick
Director for Enforcement and Compliance