Subject: Counterfeit Official Checks
Date: September 5, 2014
Description: Ruby Valley National Bank
Counterfeit Official Checks of Ruby Valley National Bank, Twin Bridges, Mont.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit official checks using a correct routing number of 092005411 are being presented for payment nationwide in connection with a research evaluation scam.
The counterfeit checks do not resemble the bank’s authentic checks; the counterfeit items may be identified by the following traits:
Counterfeit checks presented to date have been made payable in the amount of $2,260 and contain a remitter name of Charles Maine.
Correspondence related to the scam contains the letterhead of “FLM Research Co., 2029 Century Park E #1120, Los Angeles, CA 90036, (413) 471-9361, [www.flmresearch.com], [firstname.lastname@example.org].”
The correspondence instructs the recipient to e-mail Charles Maine at the e-mail address noted above for further instruction regarding the evaluation assignment.
For additional information and to verify the authenticity of official checks drawn on Ruby Valley National Bank, please contact Bank Secrecy Act Officer Linda Maddox by mail at P.O. Box 417, Twin Bridges, MT 59754; by telephone at (406) 842-5411; by fax at (406) 842-5570; or by e-mail at email@example.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resources page.
Ellen M. Warwick